09-26-2012 09:51 AM
I have the backdoor number, but no lunch break today. Are they open after 5p? And also, is there anything I should be prepared to give them as far as extra info etc?
I had a fraud alert on my account last year due to a data breach, but I think it's gone away now. Not sure what else it could be, other than my non-rockin' 687 credit score. Still, I have 100k+ income, 80K in retirement/savings, and 0 CC debt on my 5 open accounts. Oldest card is almost 10 yrs., youngest is about 7. Thoughts?
09-26-2012 09:53 AM
Oh and, any idea how long these calls usually take? Are we talking 30 mins - 1 hour or is it not that bad? Have a jammed day, but would like to figure it out if possible so I know whether to wait on buying my plane tickets.
09-26-2012 10:22 AM
First, have you checked your app status again on line? Most "further review" with Amex convert within hours. Or are you saying they asked you to call? Mine took about 4 hours to go from under review to approved on the application status site. Might be worth checking before you call.
09-26-2012 10:26 AM
I got that message yesterday and immediately went to the app status page where it showed approved. I would check there first or again if you have already.
09-26-2012 10:31 AM
09-26-2012 10:39 AM
Congrats!! It may take a day or two, but you can call 800.567.1083 (it's an automated line) and get your CL info.
09-26-2012 11:48 AM
Congratulations! Very nice CL.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.