Reply
Established Member
pinipig523
Posts: 30
Registered: ‎04-26-2013

"Gardening".... what does that mean?

Hey Guys - 

 

I'm new here... what does "gardening" mean in this forum?

Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011

Re: "Gardening".... what does that mean?

Gardening is just not applying for credit for a certain period of time and utilizing soft pulls to grow your credit lines.

 

Here is an entire thread dedicated to it.  Each month a new thread is started,

 

http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-April-2013/td-p/2014231


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+