08-18-2010 09:48 AM
How soon after getting a card should one try the button? Are they soft inquireys? Does it make a difference how often you have used the card? Basically I just finished the credit steps with capitol one, $500 to $750 and I'd like to see either or actually both Reward Zone and Orchard to raise my limit of $300. BK 7 discharge 2/2010, got all 3 cards in April, full utilization of all cards has been 10-12% each month with full payment at each statement.
Kredit Karma has me at 641.
08-18-2010 10:01 AM
Right now the RZMC and Orchard are not accepting credit limit increase requests. I have the love button but when you click it it tells you they arent accepting requests. So those two are no-gos. But I got my first RZMC increase the week I got the card and another one 2 months later so they were easy to get but who knows now?
08-18-2010 10:02 AM
moving to CC forum
08-18-2010 12:00 PM
see this thread
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.