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New Contributor
beachbum33
Posts: 68
Registered: ‎07-14-2010

"Love Button" questions

How soon after getting a card should one try the button? Are they soft inquireys? Does it make a difference how often you have used the card? Basically I just finished the credit steps with capitol one, $500 to $750 and I'd like to see either or actually both Reward Zone and Orchard to raise my limit of $300. BK 7 discharge 2/2010, got all 3 cards in April, full utilization of all cards has been 10-12% each month with full payment at each statement.

 

Kredit Karma has me at 641.   

Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009

Re: "Love Button" questions

Right now the RZMC and Orchard are not accepting credit limit increase requests. I have the love button but when you click it it tells you they arent accepting requests. So those two are no-gos. But I got my first RZMC increase the week I got the card and another one 2 months later so they were easy to get but who knows now?

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2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Moderator Emeritus
fused
Posts: 16,253
Registered: ‎03-12-2007

Re: "Love Button" questions

moving to CC forum

Credit Cards:
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ First Hawaiian Bank Gold Visa 10K
Frequent Contributor
jaystay
Posts: 368
Registered: ‎09-14-2009

Re: "Love Button" questions

see this thread

 

http://ficoforums.myfico.com/t5/Credit-Cards/Household-CLI/td-p/717896

 


EQ Starting Score: 579 | TU Starting Score: 568
EQ Current Score: 650 | TU Current Score: 653
EQ Goal Score: 1000 | TU Goal Score: 1000



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