"Opt-In" months ago and no offers

sjt · ‎04-02-2017

Hi All,

I Opt-in a few months ago and I still get no offers. How long does it take and does it matter if your CRA are on freeze?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

Anonymous · ‎04-02-2017

@sjt wrote:
Hi All,

I Opt-in a few months ago and I still get no offers. How long does it take and does it matter if your CRA are on freeze?

I think your reports do have to be unfrozen but I am not sure. Are they frozen?

Anonymous · ‎04-02-2017

@Anonymous wrote:
@sjt wrote:
Hi All,

I Opt-in a few months ago and I still get no offers. How long does it take and does it matter if your CRA are on freeze?

I think your reports do have to be unfrozen but I am not sure. Are they frozen?

Correct, frozen reports is an automatic opt out - it trumps the 'opt in' flag