"Pay Over Time" + "Sign and Travel" programs and AMEX Zync

[DaveinSC]

Curiously enough, I was recently invited to enroll for the "Pay over TIme"  and "Sign and Travel" features on my AMEX Zync card.  I enrolled, and discovered the credit limit (they call it a "pay over time limit") is $35,000.00. The interest rate is quite steep; 19.74%, so I don't believe that I'll ever use this feature.

It's nice to be included in these programs on what is essentially a defunct AMEX card offering.  I'll keep paying the ZYNC $25.00 AF until they pry the card from my dead hands. 

[FinStar]

I received a very similar solicitation from them including a survey. While more of a "unicorn" at best, glad Zync hasn't been converted like some of the others.

[Anonymous]

It's actually a good option to have. Occasionally they would offer a 0% Interest for 6 mos. Just recently received that offer which I accepted and had a timely large purchase that I wanted to pay off within 6 mos. And because there's no set limit. It will not likely have that big of an impact on my utilization. (Hopefully)