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"R" US Mastercard versus their credit card?? Confused

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percy81
Frequent Contributor

Re: "R" US Mastercard versus their credit card?? Confused

Thank you!!

 

The card just hit my report and my credit score got dinged 31 points!!! Smiley Sad Hope it's worth the little 2k Limit I was given.

Current: TU 772 EQ 765 EX 760 (GE credit pull)
Goal 800+
WHAT'S IN MY WALLET: American Express Blue Cash Preferred 34,000/ Citi Simplicity 16,600 / Discover IT 16,500/ Chase freedom 4,800/ Care credit 20,000/ R us MasterCard 7,500/ kohls 2,500/ LensCrafters 2,400 / Citi Double Cash 13,200/ Amazon Visa 7,000
Message 21 of 30
Anonymous
Not applicable

Re: "R" US Mastercard versus their credit card?? Confused

Ouch..... A new card really socked your FICO for 30pts?
Message 22 of 30
Anonymous
Not applicable

Re: "R" US Mastercard versus their credit card?? Confused

A new card has socked my credit score 50 points before, although it recovered in a couple months. And just to clarify for all the people who misread and thought OP received the actual credit credit card version, OP did not. OP received the store version.
Message 23 of 30
juggalo9er
Valued Contributor

Re: "R" US Mastercard versus their credit card?? Confused

https://shop.upromise.com/e/members/benefits.php?sid=132XQIAboP4761419&xid=204630

link the toys r us card and enjoy double dipping in the rewards

Message 24 of 30
Anonymous
Not applicable

Re: "R" US Mastercard versus their credit card?? Confused

I could only see that if somehow a new card rebucketed your FICO.
Message 25 of 30
juggalo9er
Valued Contributor

Re: "R" US Mastercard versus their credit card?? Confused


@Anonymous wrote:
I could only see that if somehow a new card rebucketed your FICO.

@Anonymous in mr. bucket @ toys r us correct?

Message 26 of 30
percy81
Frequent Contributor

Re: "R" US Mastercard versus their credit card?? Confused


@Anonymous wrote:
A new card has socked my credit score 50 points before, although it recovered in a couple months. And just to clarify for all the people who misread and thought OP received the actual credit credit card version, OP did not. OP received the store version.

Hmmmm. I did recieve the Mastercard version NOT the store card.

Current: TU 772 EQ 765 EX 760 (GE credit pull)
Goal 800+
WHAT'S IN MY WALLET: American Express Blue Cash Preferred 34,000/ Citi Simplicity 16,600 / Discover IT 16,500/ Chase freedom 4,800/ Care credit 20,000/ R us MasterCard 7,500/ kohls 2,500/ LensCrafters 2,400 / Citi Double Cash 13,200/ Amazon Visa 7,000
Message 27 of 30
juggalo9er
Valued Contributor

Re: "R" US Mastercard versus their credit card?? Confused


@percy81 wrote:

@Anonymous wrote:
A new card has socked my credit score 50 points before, although it recovered in a couple months. And just to clarify for all the people who misread and thought OP received the actual credit credit card version, OP did not. OP received the store version.

Hmmmm. I did recieve the Mastercard version NOT the store card.


O

Smiley Sad

Message 28 of 30
jsucool76
Super Contributor

Re: "R" US Mastercard versus their credit card?? Confused

Scores are temporary. It's like a video game. You can get shot 50 times and still win.
Message 29 of 30
juggalo9er
Valued Contributor

Re: "R" US Mastercard versus their credit card?? Confused

link it to upromise like i said and double dip!

Message 30 of 30
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