"Signature" Card Benefits

[dabo1502]

Greetings All,

I'm not for sure if this thread should be placed in "credit card approval" (if so, Bump), but I recently applied for the Chase Freedom, and received the "Signature" version of the card.  What additional benfit is the "signature" vs. non-signature.

Thanks!

[longtimelurker]

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@dabo1502 wrote:

Greetings All,

I'm not for sure if this thread should be placed in "credit card approval" (if so, Bump), but I recently applied for the Chase Freedom, and received the "Signature" version of the card.  What additional benfit is the "signature" vs. non-signature.

Thanks!

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I dont suppose anyone has asked that before!  Pity there is no search....

See, for example http://ficoforums.myfico.com/t5/Credit-Cards/VISA-SIGNATURE/m-p/3136494/highlight/true#M880971

or for the Freedom specifically

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Freedom-Visa-Signature-vs-Chase-Freedom-Visa/m-p/...

[chalupaman]

I've never really used any my Visa Signature benefits but it is good to know that it's a flexible spending card nonetheless.

[dabo1502]

Longtimelurker, when I "googled" asking this questions, there were no links available; nonetheless, your eforrts are appreciated!

[NRB525]

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@dabo1502 wrote:

Longtimelurker, when I "googled" asking this questions, there were no links available; nonetheless, your eforrts are appreciated!

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Google doesn't know anything Use the Search box within MyFico at the top of your page. A few key words will get you there.

[Dw4250]

As you can see OP, the added features are things 99.8% of the population could care less about....

For me, the only real benefit is the Fandango GC as I am a big movie fan. $100 worth of movie tickets for $80 is a pretty good deal!

[longtimelurker]

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@Dw4250 wrote:
As you can see OP, the added features are things 99.8% of the population could care less about....

For me, the only real benefit is the Fandango GC as I am a big movie fan. $100 worth of movie tickets for $80 is a pretty good deal!

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Yes, most of the benefits are useless to many, yet people strive to get cards turned into sigs etc, which is really the power of marketing.

The other thing to be aware of is that the sites that list the benefits are generic, each issuer has the choice of providing them or not, and some provide the same benefits on lower level cards.

In a forum with rebuilders, these cards may seem rarer than they are: in the wider world they are very common, banks push them for the increased swipe fee.  Given how common they are, it becomes less likely that they would have really worthwhile expensive benefits!