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Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: "The Garden" - Something just doesn't seem right...


maiden_girl wrote:

LOL I thought it funny too. Smh. I'm trying not to app until my UTIL is down. One more PRIME card before 2013 VISA something. LOL.


It never is 'one' more

 

It's generally 5 more lol

 




Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: "The Garden" - Something just doesn't seem right...

I view the garden as my support group for staying out of applying. The rest is up to the will power of each individual.

 

It's a sense of relief (for me personally) to go in the garden and report in as a milestone for not applying and looking at others who have no either. Without the sanity of the garden,, we would only be looking at the 'I'm approved' or 'I'm declined' threads.

 

What anyone can draw from it is very different however, the basic concept is that it's a place to congregate when we feel like we have done enough apping and to escape the credit app frenzy threads

 

That's my version and I'm sticking to it :smileyhappy:




Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: "The Garden" - Something just doesn't seem right...


CS800 wrote:

I view the garden as my support group for staying out of applying. The rest is up to the will power of each individual.

 


So its an AA group for drapping? (Drunken apping)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: "The Garden" - Something just doesn't seem right...


Duncanrr wrote:

CS800 wrote:

I view the garden as my support group for staying out of applying. The rest is up to the will power of each individual.

 


So its an AA group for drapping? (Drunken apping)


LOL i know it has worked before. It's like the intervention for apping

 




Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: "The Garden" - Something just doesn't seem right...

Hi...I'm Jared....and I'm a credaholic

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: "The Garden" - Something just doesn't seem right...


CS800 wrote:

maiden_girl wrote:

LOL I thought it funny too. Smh. I'm trying not to app until my UTIL is down. One more PRIME card before 2013 VISA something. LOL.


It never is 'one' more

 

It's generally 5 more lol

 


LMFAO this is true! You get one approval and then you can't stop until you start hitting a wall of denials!

 

The truth is out there...
FICO scores: 740 (EQ) 738 (EX) 750 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: "The Garden" - Something just doesn't seem right...


jsucool76 wrote:

Hi...I'm Jared....and I'm a credaholic


Welcome JARED to CA (credaholics anonymous)! :smileylol:

 

The truth is out there...
FICO scores: 740 (EQ) 738 (EX) 750 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: "The Garden" - Something just doesn't seem right...

@maiden. It stopped me. 5 for 5 but last one was an approval only after a recon. That was enough to put my app itching drapping butt back in the garden.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: "The Garden" - Something just doesn't seem right...


Duncanrr wrote:
@maiden. It stopped me. 5 for 5 but last one was an approval only after a recon. That was enough to put my app itching drapping butt back in the garden.

LOL @ drappin smh. You should make a music video!! Yea. I had 3 of 4 approved (CITI -denied, AMAZON -approved, DISCOVER-approved, WM DISCOVER -approved). They were all instant...except for CITI bank...only one I had to RECONN...twice...got no where...CITI showed no mercy! I stopped applying after Walmart...my UTIL is a mess...I'll be denied if I keep applying for stuff.

 

The truth is out there...
FICO scores: 740 (EQ) 738 (EX) 750 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: "The Garden" - Something just doesn't seem right...

Since my cap1 I've gone 4 for 4, :smileyvery-happy:

 

I got cap1, WF, PPSC, and Walmart :smileyvery-happy: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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