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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

"The day you got your 1st AMEX"

If you can remember :smileyvery-happy: describe how that felt..................your surroundings.................the utter joy of it....................

 

go!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012

Re: "The day you got your 1st AMEX"


LS2982 wrote:

If you can remember :smileyvery-happy: describe how that felt..................your surroundings.................the utter joy of it....................

 

go!


it felt awsome my DGF was really happy and i bought her DD with it lol....its my daily use card now...


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Established Contributor
TannerK
Posts: 1,275
Registered: ‎12-02-2010

Re: "The day you got your 1st AMEX"

Platinum. I was like yay :smileyhappy:

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: "The day you got your 1st AMEX"


TannerK wrote:

Platinum. I was like yay :smileyhappy:


C'mon, you had more emotion than that!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
Idiotsavant
Posts: 128
Registered: ‎03-14-2012

Re: "The day you got your 1st AMEX"

I had just turned 17, I had been seeing the AMEX Blue card commercial and I kept thinking to myself: how cool is it that they have this EMV in the card?  I applied having virtually no credit to my name: I wasn't ever an AU on anything, I had no loans, I hadn't purchased my first car yet, and I didn't have a checking account.  I did, however, have a savings account.  When I received my card in the mail and found out I got approved for $2,000, I was jumping up and down with excitement.  It was my first credit card ever and I was barely 17!  Too bad I didn't learn how to take care of credit and that was my road to my demise.  Now I am a wise "29-year old".  I don't think I've ever been excited about being approved since that first approval.


Starting Score: Same as current
Current Score: Transunion 786, Equifax 793 (March 15, 2012)
Goal Score: 800


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: "The day you got your 1st AMEX"

I'm sure the whole board knows or heard of my encounter with the biggest AMEX denial of 2012:

 

http://ficoforums.myfico.com/t5/Credit-Cards/The-Decision/m-p/1155897#M322841

 

So when I gathered up the guts to go for it a 3rd time 2 days ago I don't think I ever had as many butterflies in my stomach in my life. I filled out the app, hit submit.............

 

 

it felt like an eternity................

 

I was actually sweating some, just knowing I was going to be denied for 3rd time.................

 

 

 

 

 

 

 

 

Then.........................

 

 

 

 

 

 

 

 

 

amexapproval.png

 

 

 

I sat there in shock, literally for about 5 minutes with my mouth partially open......................

 

I couldn't believe it.................

 

I needed more evidence I wasn't being punked by Ashton!!!

 

I go to the app. status page and...............

 

amexzync.PNG

 

OMG........................

 

(I'm sure i'm going to get laughed at on this one)

 

But everytime I get a big approval for a CC I take and ride in my truck and play Tom Petty's "Into the great wide open" while the sun is shining!! Makes it that much better!!

 

Goosebumps.

 

Yes, This AMEX approval was up there with some great moments in my life.

 

Thank you AMEX!!!!! Thank you!!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011

Re: "The day you got your 1st AMEX"

yoy guys are killing me....jeezzzz  lol:smileytongue:


Valued Member
Idiotsavant
Posts: 128
Registered: ‎03-14-2012

Re: "The day you got your 1st AMEX"

Well congratulations!  Your card will be here soon, I promise.  Does anyone else find it ironic that LS's name is Luke and yet he's the Darth Vader to the appbar Luke Skywalker?


Starting Score: Same as current
Current Score: Transunion 786, Equifax 793 (March 15, 2012)
Goal Score: 800


Take the FICO Fitness Challenge
Contributor
credithappy
Posts: 128
Registered: ‎07-25-2008

Re: "The day you got your 1st AMEX"


LS2982 wrote:

If you can remember :smileyvery-happy: describe how that felt..................your surroundings.................the utter joy of it....................

 

go!


I was on cloud 9 for about a month because I was so HAPPY :smileyvery-happy: went I got my first Amex card.  It is always a good feeling to get any prime CC.

In my wallet: Amex Zync - Amex BCP - Amex Mercedes-Benz - Amex PRG - Amex TrueEarnings - Emigrant Direct Visa - Xcel FCU Visa - Walmart Discover - Sam's Club Discover - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks new accounts: CitiHHonors - NAVchek and NAVcashRewards CC
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: "The day you got your 1st AMEX"


credithappy wrote:

LS2982 wrote:

If you can remember :smileyvery-happy: describe how that felt..................your surroundings.................the utter joy of it....................

 

go!


I was on cloud 9 for about a month because I was so HAPPY :smileyvery-happy: went I got my first Amex card.  It is always a good feeling to get any prime CC.


Yea, I was walking around with a lil pep in my step today, feeling like i'm a part of the prime credit world!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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