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Established Contributor
TannerK
Posts: 1,275
Registered: ‎12-02-2010
0

Re: "The day you got your 1st AMEX"


LS2982 wrote:

TannerK wrote:

Platinum. I was like yay :smileyhappy:


C'mon, you had more emotion than that!!!!


I did create a to do list on here with CS.

Established Contributor
NikJ4
Posts: 662
Registered: ‎01-24-2008
0

Re: "The day you got your 1st AMEX"


LS2982 wrote:

I'm sure the whole board knows or heard of my encounter with the biggest AMEX denial of 2012:

 

http://ficoforums.myfico.com/t5/Credit-Cards/The-Decision/m-p/1155897#M322841

 

So when I gathered up the guts to go for it a 3rd time 2 days ago I don't think I ever had as many butterflies in my stomach in my life. I filled out the app, hit submit.............

 

 

it felt like an eternity................

 

I was actually sweating some, just knowing I was going to be denied for 3rd time.................

 

 

 

 

 

 

 

 

Then.........................

 

 

 

 

 

 

 

 

 

amexapproval.png

 

 

 

I sat there in shock, literally for about 5 minutes with my mouth partially open......................

 

I couldn't believe it.................

 

I needed more evidence I wasn't being punked by Ashton!!!

 

I go to the app. status page and...............

 

amexzync.PNG

 

OMG........................

 

(I'm sure i'm going to get laughed at on this one)

 

But everytime I get a big approval for a CC I take and ride in my truck and play Tom Petty's "Into the great wide open" while the sun is shining!! Makes it that much better!!

 

Goosebumps.

 

Yes, This AMEX approval was up there with some great moments in my life.

 

Thank you AMEX!!!!! Thank you!!!!

 


OH congrats! I thought you were going to wait but I defintely understand. I am happy happy for ya! Who did they pull?

 



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012
0

Re: "The day you got your 1st AMEX"

I remember getting my first Amex, a Gold Card.  It was my first prime card of any kind.  I was excited that I was then able to put CapOne in the sockdrawer, where it stayed for almost 2 years before finding itself in the shredder.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: "The day you got your 1st AMEX"


NikJ4 wrote:

LS2982 wrote:

I'm sure the whole board knows or heard of my encounter with the biggest AMEX denial of 2012:

 

http://ficoforums.myfico.com/t5/Credit-Cards/The-Decision/m-p/1155897#M322841

 

So when I gathered up the guts to go for it a 3rd time 2 days ago I don't think I ever had as many butterflies in my stomach in my life. I filled out the app, hit submit.............

 

 

it felt like an eternity................

 

I was actually sweating some, just knowing I was going to be denied for 3rd time.................

 

 

 

 

 

 

 

 

Then.........................

 

 

 

 

 

 

 

 

 

amexapproval.png

 

 

 

I sat there in shock, literally for about 5 minutes with my mouth partially open......................

 

I couldn't believe it.................

 

I needed more evidence I wasn't being punked by Ashton!!!

 

I go to the app. status page and...............

 

amexzync.PNG

 

OMG........................

 

(I'm sure i'm going to get laughed at on this one)

 

But everytime I get a big approval for a CC I take and ride in my truck and play Tom Petty's "Into the great wide open" while the sun is shining!! Makes it that much better!!

 

Goosebumps.

 

Yes, This AMEX approval was up there with some great moments in my life.

 

Thank you AMEX!!!!! Thank you!!!!

 


OH congrats! I thought you were going to wait but I defintely understand. I am happy happy for ya! Who did they pull?

 


I'm sorry NikJ, the itch was too much to hold off! They pulled EX. I'm hoping you stay the course and in January get your own!! I'm pulling for you!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: "The day you got your 1st AMEX"

I guess I am the oddball. It was just another day for me. Of course, I thought they were owned by Capital One (I know, blasphemy) and read a lot of bad stuff about Capital One so was not to happy about having the card anymore. Then I found out they were not so I was relieved. I am very happy with them though.

Established Contributor
dyv8914
Posts: 825
Registered: ‎12-28-2011
0

Re: "The day you got your 1st AMEX"

I'm a noob when it comes to credit and these boards taught me a lot the past few months. When I applied for my first Amex I had no idea it was highly regarded. I just didn't want to deal with BofA anymore so I decided to go with a different company. Was approved for Blue Cash Everyday and (being ignorant at the time) didn't think much of it. Fast forward to today I am very grateful that they gave me a chance when I had a fairly thin file. I was even approved for a 2nd Amex recently!

Frequent Contributor
ctb89
Posts: 419
Registered: ‎03-05-2012
0

Re: "The day you got your 1st AMEX"

I got two pre approvals in the mail, so it wasn't a surprise...no real joy. I did think it was cool when I went out to the bars the weekend that I got it, and it glows bright white "AMEX" under a black light.
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: "The day you got your 1st AMEX"

My first Amex was the Delta Gold back in 2006.  Either I was drunk or I accidently slammed into my laptop during "sexy time" with the GF, because I don't remember applying for it. :smileyfrustrated:

 

An envelope with the card in it showed up in the mail.  I thought maybe it was fraud, so when I called up to activate the card, the CSR asked me what the name of my favorite pet was for security purposes.  I have always put the name of my ex girlfriend from back in college whenever I'm asked this question because she was a "b*tch! :smileylol:

 

No one but me would know the real answer to that question so I guess I really did apply for the card. :smileywink:

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: "The day you got your 1st AMEX"

My first Amex was a Delta Skymiles and honestly, I don't even remember where I app'd it.  I don't remember getting it, and pretty much took it for granted I guess.  I only used it to auto-pay my cell bill for 3 years, before they closed the account for whatever their reasoning was.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: "The day you got your 1st AMEX"


Repo-ed wrote:

My first Amex was a Delta Skymiles and honestly, I don't even remember where I app'd it.  I don't remember getting it, and pretty much took it for granted I guess.  I only used it to auto-pay my cell bill for 3 years, before they closed the account for whatever their reasoning was.


LOL @ Delta and not remembering! (Read my post)

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500

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