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New Contributor
yellowcake
Posts: 53
Registered: ‎05-07-2011

Re: "Time for the Sock Drawer" Thread

I've got quite a few that offer little to no rewards ( less than 1% cashback):

 

PNC Points Visa

Citi Thank You

Citi Diamond Preferred

Chase BP

 

 

Regular Contributor
GoldenloveNY
Posts: 223
Registered: ‎02-29-2012

Re: "Time for the Sock Drawer" Thread

Captial One. Zync and Discover IT are in my wallet. Zync gets more love though...hahaha

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Regular Contributor
twall06
Posts: 210
Registered: ‎10-25-2012

Re: "Time for the Sock Drawer" Thread

Just started rebuilding my credit but I'm putting my
Merrick and credit one in the drawer .
Only using my cap one card hopefully by next year I can cancle the credit one card.
started EQ 528 EX 530 Trans 525 10-12-12
current EQ 548? EX639 TRANS 600 3-13-13
STARTED MYFICO TU 569 EQ 618 1-30-12
CURRENT MYFICO TU 588 EQ 614 2-26-13
MERRICK BANK FICO 539 12-26-12 / 597 2-17-13
GOAL 680+


Frequent Contributor
Gunnar419
Posts: 400
Registered: ‎01-23-2013

Re: "Time for the Sock Drawer" Thread

Chase Amazon. Never a CLI.

 

Walmart Discover and Amazon store card will stay in the SD except on special occasions.



Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: "Time for the Sock Drawer" Thread

HSBC (now Capital One) Direct Rewards Discover.

Planning to close it when I apply for and receive the Discover IT.



Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Moderator
Revelate
Posts: 4,218
Registered: ‎12-30-2011

Re: "Time for the Sock Drawer" Thread

Wallet:

BCP (usually, when not maxxed like now, silly limit) / Zync / Freedom typically

 

Online:

BOFA Travel Rewards (likely will displace Zync in April), Walmart (I can haz CLI?)

 

Shelved:

USAA MC, DCU Visa, Orchard.

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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Regular Contributor
koalablue
Posts: 170
Registered: ‎05-23-2012

Re: "Time for the Sock Drawer" Thread

Discover blew me off on a CLI since Nov. 2011 when I got the card. I kept trying online and it said it couldn't process it. I stopped using the card. Finally they sent me a new card with a year free interest on purchases and when I called to activate it, they asked me what they could do to earn back my business and I asked for an increase to 4000.  They gave it to me. Wish I'd asked for more. Maybe you'll get the same deal.

Regular Contributor
koalablue
Posts: 170
Registered: ‎05-23-2012

Re: "Time for the Sock Drawer" Thread

Sock drawer: Wells Fargo Visa, Discover, Freedom, United Explorer, PRG

Wallet: British Airways Visa, BCP, SPG, Amex Hilton Surpass, United Club Visa

Using the Surpass until I hit $3000 to get 20000 additional Hhonors points. Got 40,000 with first purchase. Then using the BA Visa to spend $9000 within the next year to get 20,000 additional points. Got 50,000 points after the first $1000 spent.

Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: "Time for the Sock Drawer" Thread


koalablue wrote:

Sock drawer: Wells Fargo Visa, Discover, Freedom, United Explorer, PRG

Wallet: British Airways Visa, BCP, SPG, Amex Hilton Surpass, United Club Visa

Using the Surpass until I hit $3000 to get 20000 additional Hhonors points. Got 40,000 with first purchase. Then using the BA Visa to spend $9000 within the next year to get 20,000 additional points. Got 50,000 points after the first $1000 spent.


why these two? they are good cards espically freedom

 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Member
Jkusa
Posts: 38
Registered: ‎10-15-2012

Re: "Time for the Sock Drawer" Thread

[ Edited ]

My rebuilder cards Merrick (2200cl), Cap1(2500cl) and Cap1((formerly Orchard) 2500cl) are all in the sock drawer. I'll probably use them each to charge a Starbucks in about 6 months just to make sure they stay alive.

 

In the wallet is new Discovery (1000cl), new PenFed cash rewards plat (5000cl) and newish Barclays reward from October (1800cl)

 

I'm really hoping I can jack up the Barclays cl to 5k in a couple of months

src="http://ficoforums.myfico.com/fico/i/custom/FFC_Icon.gif">Starting Score: 652
Current Score: EQ 685 TU 683 EX 699 (their sites FAKO) all as of 03/02/13
Goal Score: 700


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