02-17-2013 02:56 PM
I've got quite a few that offer little to no rewards ( less than 1% cashback):
PNC Points Visa
Citi Thank You
Citi Diamond Preferred
Chase BP
02-17-2013 03:29 PM
Captial One. Zync and Discover IT are in my wallet. Zync gets more love though...hahaha
02-17-2013 03:53 PM
02-17-2013 04:09 PM
Chase Amazon. Never a CLI.
Walmart Discover and Amazon store card will stay in the SD except on special occasions.
02-17-2013 04:40 PM
HSBC (now Capital One) Direct Rewards Discover.
Planning to close it when I apply for and receive the Discover IT.
02-17-2013 04:49 PM
Wallet:
BCP (usually, when not maxxed like now, silly limit) / Zync / Freedom typically
Online:
BOFA Travel Rewards (likely will displace Zync in April), Walmart (I can haz CLI?)
Shelved:
USAA MC, DCU Visa, Orchard.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)02-17-2013 05:39 PM
Discover blew me off on a CLI since Nov. 2011 when I got the card. I kept trying online and it said it couldn't process it. I stopped using the card. Finally they sent me a new card with a year free interest on purchases and when I called to activate it, they asked me what they could do to earn back my business and I asked for an increase to 4000. They gave it to me. Wish I'd asked for more. Maybe you'll get the same deal.
02-17-2013 05:54 PM
Sock drawer: Wells Fargo Visa, Discover, Freedom, United Explorer, PRG
Wallet: British Airways Visa, BCP, SPG, Amex Hilton Surpass, United Club Visa
Using the Surpass until I hit $3000 to get 20000 additional Hhonors points. Got 40,000 with first purchase. Then using the BA Visa to spend $9000 within the next year to get 20,000 additional points. Got 50,000 points after the first $1000 spent.
02-17-2013 06:01 PM
koalablue wrote:Sock drawer: Wells Fargo Visa, Discover, Freedom, United Explorer, PRG
Wallet: British Airways Visa, BCP, SPG, Amex Hilton Surpass, United Club Visa
Using the Surpass until I hit $3000 to get 20000 additional Hhonors points. Got 40,000 with first purchase. Then using the BA Visa to spend $9000 within the next year to get 20,000 additional points. Got 50,000 points after the first $1000 spent.
why these two? they are good cards espically freedom
02-17-2013 06:32 PM - edited 02-17-2013 06:33 PM
My rebuilder cards Merrick (2200cl), Cap1(2500cl) and Cap1((formerly Orchard) 2500cl) are all in the sock drawer. I'll probably use them each to charge a Starbucks in about 6 months just to make sure they stay alive.
In the wallet is new Discovery (1000cl), new PenFed cash rewards plat (5000cl) and newish Barclays reward from October (1800cl)
I'm really hoping I can jack up the Barclays cl to 5k in a couple of months

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