Credit Cards Center Credit cards from our partners
Posts: 6
Registered: ‎09-12-2008

reapplying for Amex card after closed once

hi My a/c was closed after my payment was due 120+ days. Is there any chance I would be eligible for a amex card in future?
Established Contributor
Posts: 672
Registered: ‎07-05-2008

Re: reapplying for Amex card after closed once

Uh, how long ago was this? In this economy, with the way their company has been doing? And what with you not paying them? I'd say it's a long shot.
They have a rebuilder program caleld Oasis where you get an AmEx Optima card that helps you rebuild your relationship with them, you might be able to get into that if the account in question was from  awhile ago. What're your scores like?
You're more likely to get a charge card than a credit card though because I'm sure they wouldn't be very comfortable with you carrying a balance.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.