Reply
Member
Posts: 6
Registered: ‎09-12-2008
0

reapplying for Amex card after closed once

hi My a/c was closed after my payment was due 120+ days. Is there any chance I would be eligible for a amex card in future?
Established Contributor
Posts: 672
Registered: ‎07-05-2008
0

Re: reapplying for Amex card after closed once

Uh, how long ago was this? In this economy, with the way their company has been doing? And what with you not paying them? I'd say it's a long shot.
 
They have a rebuilder program caleld Oasis where you get an AmEx Optima card that helps you rebuild your relationship with them, you might be able to get into that if the account in question was from  awhile ago. What're your scores like?
 
You're more likely to get a charge card than a credit card though because I'm sure they wouldn't be very comfortable with you carrying a balance.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.