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receive time of Discover It?

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12njoy
Super Contributor

Re: receive time of Discover It?

@MoreRewards,

 

Walmart Smiley Sad  I originally had a walmart store card.  Opened in March 2013.  Charged and payed in full before statement closed for three consecutive months.  After 3rd statement cut, I went from $500 CL to $800.  Closed walmart store card in july 2013 and opened reapplied same day and was approved for walmart discover.  Tried the same thing by paying in full before statement cut.  Third statement, no CLI.  Oh well, I now have that Mighty Discover at $6500 (well that's big for me anyway).Smiley Very Happy

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 31 of 62
12njoy
Super Contributor

Re: receive time of Discover It?

Also when I went from store card to Walmart Discover, they left my credit line at $800 Smiley Mad  Who's got the goods now

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 32 of 62
mongstradamus
Super Contributor

Re: receive time of Discover It?

all my walmart card is good is some occasional purchases , i want to see if i can get an cli in december, and of course for the free TU fico score. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 33 of 62
12njoy
Super Contributor

Re: receive time of Discover It?

I second that!
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 34 of 62
MoreRewards
Established Contributor

Re: receive time of Discover It?

Yea I jus got it for the TU monitoring. It is tge DS they gave me $3,000 so that will help overall utilization too but I will try for an increase after 6 months maybe idk. Do they do SP CLI?

I'm most anxious for Sallie Mae just put $40+ in the tank yesterday & I'm at less than half today. I'm ready to start earning that 5% if my card ever arrives.
EQ 773 * EX 786 * TU 797
Message 35 of 62
12njoy
Super Contributor

Re: receive time of Discover It?

@MoreRewards,

 

What I've been reading on these boards is that they will try a SP and if they can't do it off of that, they will ask for a HP.  Also, some people have been saying to request after 3 months since supposedly Discover reviews accounts after 3 months.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 36 of 62
MoreRewards
Established Contributor

Re: receive time of Discover It?

But isn't the WM DS GE & not actually DS? So DS wouldn't be reviewing the account?
EQ 773 * EX 786 * TU 797
Message 37 of 62
12njoy
Super Contributor

Re: receive time of Discover It?

@MoreRewards,

 

  I was confused by your post.  You started talking about Walmart Discover (I think) then the real Discover (I thought).  The Walmart Discover is a soft pull for sure on TU.  The real Discover is the information in my last post from what I've read on these boards.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 38 of 62
MoreRewards
Established Contributor

Re: receive time of Discover It?

Oh ok. Yes I've got the Discover It I'm waiting on but also the Walmart DS which I app'd for 1st that's what I was talking about in my post. I don't plan to ever really use it too much except for promos that WM offers but if I can get a CLI from the 3k I'd surely take it.
EQ 773 * EX 786 * TU 797
Message 39 of 62
12njoy
Super Contributor

Re: receive time of Discover It?

@MoreRewards,

 

 What is your credit line on the real Discover?  Walmart Discover is $3,000?

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 40 of 62
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