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Valued Contributor
12njoy
Posts: 1,359
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

@MoreRewards,

 

Walmart :smileysad:  I originally had a walmart store card.  Opened in March 2013.  Charged and payed in full before statement closed for three consecutive months.  After 3rd statement cut, I went from $500 CL to $800.  Closed walmart store card in july 2013 and opened reapplied same day and was approved for walmart discover.  Tried the same thing by paying in full before statement cut.  Third statement, no CLI.  Oh well, I now have that Mighty Discover at $6500 (well that's big for me anyway).:smileyvery-happy:

EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:
Valued Contributor
12njoy
Posts: 1,359
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

Also when I went from store card to Walmart Discover, they left my credit line at $800 :smileymad:  Who's got the goods now

EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:
Super Contributor
mongstradamus
Posts: 5,229
Registered: ‎06-19-2013
0

Re: receive time of Discover It?

all my walmart card is good is some occasional purchases , i want to see if i can get an cli in december, and of course for the free TU fico score. 



EX Fico 770 8/6/14 Fako 796 CS/Credit.com 8/22/14
EQ SW 809 quizzle fako 796 7/19/14
TU Fico 804 8/14/2014 Fako 751 Creditkarma 8/17/2014
Valued Contributor
12njoy
Posts: 1,359
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

I second that!
EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:
Regular Contributor
MoreRewards
Posts: 370
Registered: ‎09-27-2013
0

Re: receive time of Discover It?

[ Edited ]
Yea I jus got it for the TU monitoring. It is tge DS they gave me $3,000 so that will help overall utilization too but I will try for an increase after 6 months maybe idk. Do they do SP CLI?

I'm most anxious for Sallie Mae just put $40+ in the tank yesterday & I'm at less than half today. I'm ready to start earning that 5% if my card ever arrives.
Valued Contributor
12njoy
Posts: 1,359
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

@MoreRewards,

 

What I've been reading on these boards is that they will try a SP and if they can't do it off of that, they will ask for a HP.  Also, some people have been saying to request after 3 months since supposedly Discover reviews accounts after 3 months.

EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:
Regular Contributor
MoreRewards
Posts: 370
Registered: ‎09-27-2013
0

Re: receive time of Discover It?

But isn't the WM DS GE & not actually DS? So DS wouldn't be reviewing the account?
Valued Contributor
12njoy
Posts: 1,359
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

@MoreRewards,

 

  I was confused by your post.  You started talking about Walmart Discover (I think) then the real Discover (I thought).  The Walmart Discover is a soft pull for sure on TU.  The real Discover is the information in my last post from what I've read on these boards.

EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:
Regular Contributor
MoreRewards
Posts: 370
Registered: ‎09-27-2013
0

Re: receive time of Discover It?

Oh ok. Yes I've got the Discover It I'm waiting on but also the Walmart DS which I app'd for 1st that's what I was talking about in my post. I don't plan to ever really use it too much except for promos that WM offers but if I can get a CLI from the 3k I'd surely take it.
Valued Contributor
12njoy
Posts: 1,359
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

@MoreRewards,

 

 What is your credit line on the real Discover?  Walmart Discover is $3,000?

EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:

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