Reply
Valued Contributor
Posts: 2,403
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

@MoreRewards,

 

Walmart :smileysad:  I originally had a walmart store card.  Opened in March 2013.  Charged and payed in full before statement closed for three consecutive months.  After 3rd statement cut, I went from $500 CL to $800.  Closed walmart store card in july 2013 and opened reapplied same day and was approved for walmart discover.  Tried the same thing by paying in full before statement cut.  Third statement, no CLI.  Oh well, I now have that Mighty Discover at $6500 (well that's big for me anyway).:smileyvery-happy:

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $399,690 (July 2013 starting credit limits totaled $2,700) - Oh BofA back to the basics - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(12k), BofA(30k), Capital One (45k), Chase(10k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(44.5k), USAA(42k), US Bank(5k), and Wells Fargo(37.5k).
Valued Contributor
Posts: 2,403
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

Also when I went from store card to Walmart Discover, they left my credit line at $800 :smileymad:  Who's got the goods now

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $399,690 (July 2013 starting credit limits totaled $2,700) - Oh BofA back to the basics - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(12k), BofA(30k), Capital One (45k), Chase(10k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(44.5k), USAA(42k), US Bank(5k), and Wells Fargo(37.5k).
Super Contributor
Posts: 8,950
Registered: ‎06-19-2013
0

Re: receive time of Discover It?

all my walmart card is good is some occasional purchases , i want to see if i can get an cli in december, and of course for the free TU fico score. 



EX Fico 774 3/3/15 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 4/21/15 819 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/28/15 798 Fako 808 Creditkarma 5/11/15
Valued Contributor
Posts: 2,403
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

I second that!
EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $399,690 (July 2013 starting credit limits totaled $2,700) - Oh BofA back to the basics - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(12k), BofA(30k), Capital One (45k), Chase(10k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(44.5k), USAA(42k), US Bank(5k), and Wells Fargo(37.5k).
Established Contributor
Posts: 625
Registered: ‎09-27-2013
0

Re: receive time of Discover It?

[ Edited ]
Yea I jus got it for the TU monitoring. It is tge DS they gave me $3,000 so that will help overall utilization too but I will try for an increase after 6 months maybe idk. Do they do SP CLI?

I'm most anxious for Sallie Mae just put $40+ in the tank yesterday & I'm at less than half today. I'm ready to start earning that 5% if my card ever arrives.
EQ 773 * EX 786 * TU 797
Valued Contributor
Posts: 2,403
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

@MoreRewards,

 

What I've been reading on these boards is that they will try a SP and if they can't do it off of that, they will ask for a HP.  Also, some people have been saying to request after 3 months since supposedly Discover reviews accounts after 3 months.

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $399,690 (July 2013 starting credit limits totaled $2,700) - Oh BofA back to the basics - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(12k), BofA(30k), Capital One (45k), Chase(10k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(44.5k), USAA(42k), US Bank(5k), and Wells Fargo(37.5k).
Established Contributor
Posts: 625
Registered: ‎09-27-2013
0

Re: receive time of Discover It?

But isn't the WM DS GE & not actually DS? So DS wouldn't be reviewing the account?
EQ 773 * EX 786 * TU 797
Valued Contributor
Posts: 2,403
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

@MoreRewards,

 

  I was confused by your post.  You started talking about Walmart Discover (I think) then the real Discover (I thought).  The Walmart Discover is a soft pull for sure on TU.  The real Discover is the information in my last post from what I've read on these boards.

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $399,690 (July 2013 starting credit limits totaled $2,700) - Oh BofA back to the basics - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(12k), BofA(30k), Capital One (45k), Chase(10k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(44.5k), USAA(42k), US Bank(5k), and Wells Fargo(37.5k).
Established Contributor
Posts: 625
Registered: ‎09-27-2013
0

Re: receive time of Discover It?

Oh ok. Yes I've got the Discover It I'm waiting on but also the Walmart DS which I app'd for 1st that's what I was talking about in my post. I don't plan to ever really use it too much except for promos that WM offers but if I can get a CLI from the 3k I'd surely take it.
EQ 773 * EX 786 * TU 797
Valued Contributor
Posts: 2,403
Registered: ‎09-11-2013
0

Re: receive time of Discover It?

@MoreRewards,

 

 What is your credit line on the real Discover?  Walmart Discover is $3,000?

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $399,690 (July 2013 starting credit limits totaled $2,700) - Oh BofA back to the basics - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(12k), BofA(30k), Capital One (45k), Chase(10k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(44.5k), USAA(42k), US Bank(5k), and Wells Fargo(37.5k).
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.