cancel
Showing results for 
Search instead for 
Did you mean: 

receive time of Discover It?

Established Contributor

Re: receive time of Discover It?

Yes on Discover It the CL is $2,650 so less than WM. It is the CL from my previous DS card. I app'd & got a 5-7 days message when I called they said I had 2 choices split the CL of my existing card between both accounts or close my existing card & move the CL to my new one. I thought either was BS but I want DS It & already took HP so closed my 1st account.
I do hope for CLI after usage they seem to be good with auto CLI at times.
EQ 773 * EX 786 * TU 797
Message 41 of 62
Super Contributor

Re: receive time of Discover It?

@MoreRewards,

 

I know Walmart Discover seems to be good with CLI every 3-4 months.  The real Discover, will have to wait and see.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 42 of 62
Super Contributor

Re: receive time of Discover It?

I just called Discover to do a balance transfer because it wouldn't let me do one online.  The rep told me my card is scheduled to be delivered on Monday, October 21, 2013.  She mentioned the Post Office so I assume this was sent Priority Mail through USPS.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 43 of 62
Super Contributor

Re: receive time of Discover It?

I guess it's safe to leave the house today Smiley LOLSmiley LOLSmiley LOL

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 44 of 62
Established Contributor

Re: receive time of Discover It?

I'm at work already. But do hope my other cards are in the mail box.

I feel like DS basically denied me?
EQ 773 * EX 786 * TU 797
Message 45 of 62
Super Contributor

Re: receive time of Discover It?

@MoreRewards,

 

Sorry.  Did you have a different type of Discover like the Discover More card?

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 46 of 62
Established Contributor

Re: receive time of Discover It?

Yes I had the More
EQ 773 * EX 786 * TU 797
Message 47 of 62
Super Contributor

Re: receive time of Discover It?

@MoreRewards,

 

Sorry to hear that then because yes it was like a denial or you can look at it as a product change.  The only real issue in your case was the HP didn't really generate a CLI, but some creditors do require a HP for a product change.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 48 of 62
Established Contributor

Re: receive time of Discover It?

Yeah like a product change I guess BUT thet still denied me NEW credit forcing me to change (unless I wanted to split & I didn't). I just don't understand it at all. I could apply & get multiple cards with others.
EQ 773 * EX 786 * TU 797
Message 49 of 62
Super Contributor

Re: receive time of Discover It?

@MoreRewards,

 

I understand.  Discover denied me August 6th and approved me October 17th for $6500.  My score may have improved only 10-15 points, but my student loan which was closed/sold (125k) wasn't on my report on August 6th but was on report for October 17th.  My utilization hadn't changed either.  I feel, probably like you, a wasted HP.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 50 of 62