10-19-2013 09:39 AM
10-19-2013 09:51 AM
I know Walmart Discover seems to be good with CLI every 3-4 months. The real Discover, will have to wait and see.
10-19-2013 09:54 AM
I just called Discover to do a balance transfer because it wouldn't let me do one online. The rep told me my card is scheduled to be delivered on Monday, October 21, 2013. She mentioned the Post Office so I assume this was sent Priority Mail through USPS.
10-19-2013 09:55 AM
I guess it's safe to leave the house today
10-19-2013 10:05 AM
Sorry. Did you have a different type of Discover like the Discover More card?
10-19-2013 11:00 AM
Sorry to hear that then because yes it was like a denial or you can look at it as a product change. The only real issue in your case was the HP didn't really generate a CLI, but some creditors do require a HP for a product change.
10-19-2013 11:13 AM
10-19-2013 11:19 AM
I understand. Discover denied me August 6th and approved me October 17th for $6500. My score may have improved only 10-15 points, but my student loan which was closed/sold (125k) wasn't on my report on August 6th but was on report for October 17th. My utilization hadn't changed either. I feel, probably like you, a wasted HP.