recommendations for another card?

[longtimelurker]

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@UniqueUsername wrote:
Thanks for the ideas. I got bad information about the quicksilver af somewhere. ..

How is cap these days? I hated them fora car loan years ago.

On the csp I have been buying travel via ur. I don't have any trips planned though and don't like statement credits being 1:1. I may stack them for later travel.

The option to pick bonus categories is a good one too.

Sounds like it is quicksilver vs Fidelity vs us bank Cash+. Any thought on this comparison? I'll do my homework on all 3 too.

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So the breakdown between these three:

Quicksilver: 1.5% everywhere, uncapped.  Can also redeem any amount, however small.  No FTF

Fidelity: 2% everywhere uncapped.  Amex, so less acceptance than Visa/MC, not so bad in US, worse abroad.   Need at least $50 to redeem.  Small FTF

US Bank Cash Plus:  2 5% categories that you can select each quarter.  Now capped at $2000 per quarter (so $100 back per quarter).  Also choose one uncapped 2% category, and everything else uncapped at 1%.   Redeem any amount, but once per year, if you redeem $100 or more, you get a bonus $25.

I have all three, and basically use Cash Plus for the 5% categories, Fidelity for non-bonus categories, and Quicksilver where Amex isn't accepted

[Themanwhocan]

Plus consider Sallie Mae Rewards Mastercard, since its 5% categories beats the BCE's 3% and 2% categories, upto the monthly caps. Use BCE after you have used up the Sallie Mae's cap in a particular month.

[efranklin23]

@OP  the Sallie Mae is only 5% up to the first 250 you spend a month for groceries, gas and I think 750 for books. I think you're better off with the BCP if you just convert personally but it really depends on how much you spend a month on credit cards.

[UniqueUsername]

I am pretty sure I'll convert to BCP in April when I'm eligible. I'm mostly looking to fill the gaps when BCP has hit the reward limit and It / freedom aren't on gas/grocery plus fill the gaps. I'd like better than 1% on every purchase.

Great ideas so far folks. On the us bank Cash+ it says to go to a branch. None in 100 miles. Any experience with a phone app?