Reply
Regular Contributor
Posts: 107
Registered: ‎03-07-2013
0

regular chase sapphire and freedom

Im downgrading the csp to cs does this affect the relationship with my freedom.

 

Thanks

Barclays TU: 760 MyFico EX: 746 EQ:?

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: regular chase sapphire and freedom

[ Edited ]

I believe the reward structure is the same :smileyhappy:

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 7,075
Registered: ‎10-21-2012
0

Re: regular chase sapphire and freedom

[ Edited ]

No impact to your Freedom relationship, but you'll be basically foregoing some of the perks like travel rewards benefits and the CS has FTFs.

Frequent Contributor
Posts: 315
Registered: ‎05-24-2013
0

Re: regular chase sapphire and freedom

You will not be able to transfer points to travel partners. Therefore, losing all ability to use your points on UA, SW, Marriott, Hyatt, British AIr, etc.
Regular Contributor
Posts: 107
Registered: ‎03-07-2013
0

Re: regular chase sapphire and freedom

So points from both cards go to the same ultimate rewards mall still?

Barclays TU: 760 MyFico EX: 746 EQ:?

Frequent Contributor
Posts: 315
Registered: ‎05-24-2013
0

Re: regular chase sapphire and freedom

Points from both cards will go into the same account; however you will only be able to use your UR points in the UR Mall. You will not be able to transfer them to 3rd party partners such as Marriott/United/Hyatt. You are very limited.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.