Reply
New Contributor
Posts: 53
Registered: ‎08-14-2010
0

removed myself as an AU but still has that account on CR

Hi,

My brother added me to his chase freedom card as an AU last year with a CL of 4700 and after a few months a got an offer for the same card. I applied and got it for 7000 right away for chase freedom visa signature card then they increase my limit to 8400. After getting my own card I asked my brother to call them up and tell them to remove me on his card they did so. But even after 4 months of doing so they account is still on my credit report.

My question is how can I remove that account from my account or show it as a closed account and secondly that account has a balance of about $900 and If I get the success in removing or closing that account it won't be over due of $900  right ?

Third and last question if they closed that account my average age of accounts will improve or not ?

Please suggest.

Regards.

 

Citi Simplicity 9K

Chase Freedom 8.4K

Amx blue 5K

Discover More 2K

Macy's 2.5K

Citi Dividend 4K

 

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: removed myself as an AU but still has that account on CR

To get the account removed from your report its really easy. Send a letter of dispute or call each of the 3 bureaus. They should remove it very easily. If they do not; send another dispute along with a copy of your brothers credit card statement again disputing the account as "not mine"

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
New Contributor
Posts: 53
Registered: ‎08-14-2010
0

Re: removed myself as an AU but still has that account on CR

Thanks alot for the reply.

Can i do this online for all three ?

I heard I can do it online for experian but not for the rest.

 

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: removed myself as an AU but still has that account on CR


a4aseph wrote:

Thanks alot for the reply.

Can i do this online for all three ?

I heard I can do it online for experian but not for the rest.

 


 

I believe you can... did you pull your free annual reports from annualcreditreport.com? If not start there. You can dispute online from there. If not go to each bureaus website and look for an online dispute button. If you have access to a fax machine you can use the fax to send in your disputes. I'm old school; I find that three letters with supporting documents and 3 first class postage stamps are easier to produce than online disputes and are generally speaking (from personal experience) more effective at accomplishing the directive.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.