My highest CL is 50K, average CL is approx 30K, Income $150K and Fico 8 score 820.
Citi instantly approved me for 9K. Do you think I should ask for a 9K to 30K CLI since my average CL is 30K??
Would it help my chances if I did a 0% BT for 30K on it?
I understand AAoA will reduce but my AAoA is stellar. But If I close this card, will it still count as a "new account" ?
Thank you!
PS Also what # should I call? Activation #? Or Reconsideration / Backdoor #?