Credit Cards

[dloza]

if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?

[namvet]

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dloza wrote:

if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?

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   There are many posts on this site about your question.  Most say it's a waste of time to ask.  You will get a hard pull inquiry if you apply for a new card.  You are being soft pulled all the time now.

[chelseakay]

Whenever I try, I get the same answer.. "Capital One is not accepting customer initiated requests at this time." And I've never heard of anyone being approved for one at a request. It's like winning the lottery to get an auto-CLI from them, so I wouldn't count on it. If your card is in the "steps program" that's probably the only increase you'll see.

[LS2982]

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dloza wrote:

if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?

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You can request, it can sometimes lead to a HP but it is more than likely SP. If I were you, I wouldn't even try, the success rate is probably 0000000000000000.1%

[dude11]

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LS2982 wrote:

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dloza wrote:

if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?

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You can request, it can sometimes lead to a HP but it is more than likely SP. If I were you, I wouldn't even try, the success rate is probably 0000000000000000.1%

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That equals 10%. Maybe you meant 0.00000000000000001% ? LOL sorry if I'm being a jerk, just couldn't resist.

[Wolf3]

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dude11 wrote:

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LS2982 wrote:

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dloza wrote:

if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?

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You can request, it can sometimes lead to a HP but it is more than likely SP. If I were you, I wouldn't even try, the success rate is probably 0000000000000000.1%

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That equals 10%. Maybe you meant 0.00000000000000001% ? LOL sorry if I'm being a jerk, just couldn't resist.

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Read it again, it is 0.1%  

[dude11]

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Wolf3 wrote:

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dude11 wrote:

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LS2982 wrote:

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dloza wrote:

if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?

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You can request, it can sometimes lead to a HP but it is more than likely SP. If I were you, I wouldn't even try, the success rate is probably 0000000000000000.1%

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That equals 10%. Maybe you meant 0.00000000000000001% ? LOL sorry if I'm being a jerk, just couldn't resist.

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Read it again, it is 0.1%  

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DOH!!!! The % sign. NOOOOOOOOOOO!!!!!!. Ok 0.1 would equal 10%. I'm laying off the tall cans for today. Let's continue.

[Creditdreamer]

I agree with LS. The likelihood of them approving a CLI is extremely low. However, they (backdoor number) always let me ask and do a SP while I'm on the phone. And I have a secured card which probably has an even lower % chance than the regular cards. At the 6 month mark, I'm going to call the Senior Escalation Mgrs as LS suggested in another thread to see if I can get a CLI.

[cabronsaim]

Correct me if im wrong but I believe there is only one answer to this question:

If you ask for a CLI, they may say:  "sure, we can run it" but at the end it all comes down to a "sorry we cant" followed by a letter that clearly states that CAP1 customers request's for CLI are not allowed and, untill further notice, ALL CLI's from CAP1 will happen when THEY decide its your turn...

[scottwagnon]

NEVER GONNA HAPPEN. DONT DO IT! ask for a purchase apr reduction instead, they are really good about this.