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if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?
@dloza wrote:if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?
There are many posts on this site about your question. Most say it's a waste of time to ask. You will get a hard pull inquiry if you apply for a new card. You are being soft pulled all the time now.
Whenever I try, I get the same answer.. "Capital One is not accepting customer initiated requests at this time." And I've never heard of anyone being approved for one at a request. It's like winning the lottery to get an auto-CLI from them, so I wouldn't count on it. If your card is in the "steps program" that's probably the only increase you'll see.
@dloza wrote:if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?
You can request, it can sometimes lead to a HP but it is more than likely SP. If I were you, I wouldn't even try, the success rate is probably 0000000000000000.1%
@LS2982 wrote:
@dloza wrote:if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?
You can request, it can sometimes lead to a HP but it is more than likely SP. If I were you, I wouldn't even try, the success rate is probably 0000000000000000.1%
That equals 10%. Maybe you meant 0.00000000000000001% ? LOL sorry if I'm being a jerk, just couldn't resist.
@dude11 wrote:
@LS2982 wrote:
@dloza wrote:if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?
You can request, it can sometimes lead to a HP but it is more than likely SP. If I were you, I wouldn't even try, the success rate is probably 0000000000000000.1%
That equals 10%. Maybe you meant 0.00000000000000001% ? LOL sorry if I'm being a jerk, just couldn't resist.
Read it again, it is 0.1%
@Wolf3 wrote:
@dude11 wrote:
@LS2982 wrote:
@dloza wrote:if i request a higher limit from capital one will that result in a new inquiry or will it just be a soft pull?
You can request, it can sometimes lead to a HP but it is more than likely SP. If I were you, I wouldn't even try, the success rate is probably 0000000000000000.1%
That equals 10%. Maybe you meant 0.00000000000000001% ? LOL sorry if I'm being a jerk, just couldn't resist.
Read it again, it is 0.1%
DOH!!!! The % sign. NOOOOOOOOOOO!!!!!!. Ok 0.1 would equal 10%. I'm laying off the tall cans for today. Let's continue.
Correct me if im wrong but I believe there is only one answer to this question:
If you ask for a CLI, they may say: "sure, we can run it" but at the end it all comes down to a "sorry we cant" followed by a letter that clearly states that CAP1 customers request's for CLI are not allowed and, untill further notice, ALL CLI's from CAP1 will happen when THEY decide its your turn...
NEVER GONNA HAPPEN. DONT DO IT! ask for a purchase apr reduction instead, they are really good about this.