Credit Cards

[Creditdreamer]

My letters don't say they're not allowing customer initiated CLIs. Mine says not enough history with CapOne.

[Changingmantra]

You have a better chance of getting President Obama to agree to try to give birth to an elephant!

[Brian_Trying_700]

Sorry. I had to skip the forum replies. Capital one always does hard pull on your credit report asking for a cli "credit limit increase'. There customer service don't even know a H.P from a S.P. Pay in full and they will sometimes will give you a CLI automatically My 2 cents.

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[logan_720]

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Brian_Trying_700 wrote:

Sorry. I had to skip the forum replies. Capital one always does hard pull on your credit report asking for a cli "credit limit increase'. There customer service don't even know a H.P from a S.P. Pay in full and they will sometimes will give you a CLI automatically My 2 cents.

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I have asked for a CLI countless times, I can't even remember how many times I have. I have never had them do a HP on my reports, they only do soft pulls...I'm not sure where you read they only do HP's, I would have to disagree with this 100%.

[john398]

isn;t there an  automated system at capital one you can request increase with?

[Brian_Trying_700]

Logan-720. Thanks for clearing that up. Your right and I'm wrong. I just looked at my Credit record from 3 years ago and it was a soft pull. I'm sorry for the misleading information to everyone. I'm calling Cap 1 for a cli now. I can't because I'm in the garden, which is considered a timeout for me.. Thanks for bringing that to my attention and everyone else's. It is a Soft pull.

[hateAshbury]

my credit sucks, but Cap One gave me a CLI from $500 to $2,000 out of the blue back in 2011

[Creditdreamer]

@ hateAshbury: What was the history on the card at the time (age, avg util, etc)?