Re: results from my app spree

ppiresny · ‎05-22-2012

TU 708 EQ 694 AND FREECREDITREPORT SHOWS EX @708

7% UTILIZATION 5.8 yrs history and AAOA 3 yrs. Last new a/c 1 yr 4 mths ago

3 negatives for 30 day lates in 2010.

Below is what I got in the last 2 days

auto loan for 17000$ 72 month $350 11% loan ,refinance at 7 payments

barclaycard itunes rewards cli to $2500 from $1000

amex zync npsl

amex bce $2700

chase sapphire preferred $5000

gap visa card $1250.

i went from 1 credit card to now 4 and a CLI on barclay.

TU 708 EQ 690 EX 708(FCR)

Portfolio
Amex Zync NPSL,Amex Blue Cash Everyday $2700,Barclaycard iTunes rewards $2500,Chase Sapphire Preferred $5000,GAP Visa $1250,Express Store card $750,Dell Preferred Account $1500,Discover More $3000,Citi Diamond Preferred $9000,Chase Freedom $1500,Wells Fargo Auto Loan $19,000 @ 11%

TNTransplant · ‎05-22-2012

That's awesome - congratulations to you!

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

MsLadyRover · ‎05-22-2012

Congratulations!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

livingfree · ‎05-22-2012

Congrats!

5/13/13 EQ 636 (Myfico), TU 660 lender pull , EX 640 lender pull
Barclay Rewards MC $2300, Cap One $750, Walmart $800, Macys $2000, Lane Bryant $600.

bichonmom · ‎05-22-2012

Congrats! Prepare yourself for a score dip. The one downside of getting new accounts is that it drops your AAoA and consequently, your FICO as well. You have some great cards to garden and your score will rebound and be even higher in no time!

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

ppiresny · ‎05-22-2012

Yes I am prepared for the dip but since I got my auto loan and these cards, trust me I wont be applying for anything soon.

within 9 months to a year i am going for the chase freedom, discover more and then PC to AMEX premier gold.

and hopefully macys card.

and im happy.

TU 708 EQ 690 EX 708(FCR)

Portfolio
Amex Zync NPSL,Amex Blue Cash Everyday $2700,Barclaycard iTunes rewards $2500,Chase Sapphire Preferred $5000,GAP Visa $1250,Express Store card $750,Dell Preferred Account $1500,Discover More $3000,Citi Diamond Preferred $9000,Chase Freedom $1500,Wells Fargo Auto Loan $19,000 @ 11%

2NE1 · ‎05-24-2012

@ppiresny wrote:
Yes I am prepared for the dip but since I got my auto loan and these cards, trust me I wont be applying for anything soon.

within 9 months to a year i am going for the chase freedom, discover more and then PC to AMEX premier gold.

and hopefully macys card.

and im happy.

isn't CHASE Sapphire Preferred better than Freedom?

Anonymous · ‎05-24-2012

good for you!! nice work!

results from my app spree

Get your FICO® Score for free

results from my app spree