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retail card

Frequent Contributor

retail card

I have 2 retail cards amazon and walmart. I haven't updated them with my name change so theyre not reporting on any of my reports yet.

So my report reflects no retail cards
Just psecu, discover, appliedbank secured, closed applied business card, closed cap one and closed bestbuy card both cap one.

The amazon card and walmart card were opened in december
Would they hurt my scores or help? AAoA vs diversity.

AAoA would drop down to 6 months
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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4 REPLIES
Mega Contributor

Re: retail card

Something is wrong here. GE is very quick to report (2-3 days after opening account). I would be calling in and have them manually update to your files.



EQ FICO 548 3/3/16
Message 2 of 5
Frequent Contributor

Re: retail card

They did reporr under my old name but like with the others they did not report to the new name unless I sent them the court order and my new dl and ss number.
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


Take the FICO Fitness Challenge
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Moderator Emeritus

Re: retail card


pineappledaydreams wrote:
They did reporr under my old name but like with the others they did not report to the new name unless I sent them the court order and my new dl and ss number.

I would sent them this information. The AAoA reduction will be fairly minor, and if you continue to use the cards under the old name, it may be harder to fix the issue later on.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Frequent Contributor

Re: retail card

Noted. Smiley Happy
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


Take the FICO Fitness Challenge
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