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Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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rewards....

[ Edited ]

Now that i have three main cards. Zync, 123, and freedom i am going to try and not use points for at least one year too see how much i can get. So far i have 12941 for zync and $1.95 for 123 and 553 UR points. If  I do it right I can gain alot of points. When I buy something at work for $1 I will use freedom as I will gain a net of 11 points.  For gas use Freedom during 5% months and BoA 123 card on off months. Zync will be used whrn I can gain 2x points for paying cell phone and using at DD. so i will updated it to inlcude the $20 in DD gift cards I got so far plus the $5 Gift card to Coldstone. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: rewards....


afbar1114 wrote:

Now that i have three main cards. Zync, 123, and freedom i am going to try and not use points for at least one year too see how much i can get. So far i have 12941 for zync and $1.95 for 123 and 553 UR points. If  I do it right I can gain alot of points. When I buy something at work for $1 I will use freedom as I will gain a net of 11 points.  For gas use Freedom during 5% months and BoA 123 card on off months. Zync will be used whrn I can gain 2x points for paying cell phone and using at DD. so i will updated it to inlcude the $20 in DD gift cards I got so far plus the $5 Gift card to Coldstone. 


All them gift cards I got for getting the Zync I cant use other than DD.............not a store anywhere near me!!! :smileymad:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: rewards....

i got to use coldstone but yea others are worth less. i also just bought som shoes through UR mall and i got 10 points for every $1. So I just got 600 points!!!


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Established Contributor
Posts: 1,002
Registered: ‎12-06-2011
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Re: rewards....

 

I have a question about ZYNC... I've seen that no one ever writes their CL on their sigs or comments... why is that? just curious! :smileyindifferent:


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Established Contributor
Posts: 731
Registered: ‎02-15-2012
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Re: rewards....

Most Zync cards have no pre-set spending limits, by default all charge cards have no set limit.  Some people apply for Zync and are denied, but counter-offered a Zync with a hard limit.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: rewards....

there is usally no limit because its a charge card. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
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Re: rewards....

If you shop online definately check out the rewards mall with Chase.  It's basically free money.  You shop on the same sites, you just link through chase first. I've racked up a ton of cash through it.

Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: rewards....


boomhower wrote:

If you shop online definately check out the rewards mall with Chase.  It's basically free money.  You shop on the same sites, you just link through chase first. I've racked up a ton of cash through it.


yea i just got 10% CB back in away or 10 points/$1. I needed shoes. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: rewards....

update from my first post only 17 days ago new balance across all cards is about $360 in rewards. includes sign up bonuses. will like to know what this looks like in a year from now


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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