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rewards....

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afbar1114
Valued Contributor

rewards....

Now that i have three main cards. Zync, 123, and freedom i am going to try and not use points for at least one year too see how much i can get. So far i have 12941 for zync and $1.95 for 123 and 553 UR points. If  I do it right I can gain alot of points. When I buy something at work for $1 I will use freedom as I will gain a net of 11 points.  For gas use Freedom during 5% months and BoA 123 card on off months. Zync will be used whrn I can gain 2x points for paying cell phone and using at DD. so i will updated it to inlcude the $20 in DD gift cards I got so far plus the $5 Gift card to Coldstone. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 9
8 REPLIES 8
LS2982
Mega Contributor

Re: rewards....


@afbar1114 wrote:

Now that i have three main cards. Zync, 123, and freedom i am going to try and not use points for at least one year too see how much i can get. So far i have 12941 for zync and $1.95 for 123 and 553 UR points. If  I do it right I can gain alot of points. When I buy something at work for $1 I will use freedom as I will gain a net of 11 points.  For gas use Freedom during 5% months and BoA 123 card on off months. Zync will be used whrn I can gain 2x points for paying cell phone and using at DD. so i will updated it to inlcude the $20 in DD gift cards I got so far plus the $5 Gift card to Coldstone. 


All them gift cards I got for getting the Zync I cant use other than DD.............not a store anywhere near me!!! Smiley Mad




EQ FICO 548 3/3/16
Message 2 of 9
afbar1114
Valued Contributor

Re: rewards....

i got to use coldstone but yea others are worth less. i also just bought som shoes through UR mall and i got 10 points for every $1. So I just got 600 points!!!

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 3 of 9
2NE1
Established Contributor

Re: rewards....

 

I have a question about ZYNC... I've seen that no one ever writes their CL on their sigs or comments... why is that? just curious! Smiley Indifferent

Message 4 of 9
Anonymous
Not applicable

Re: rewards....

Most Zync cards have no pre-set spending limits, by default all charge cards have no set limit.  Some people apply for Zync and are denied, but counter-offered a Zync with a hard limit.

Message 5 of 9
afbar1114
Valued Contributor

Re: rewards....

there is usally no limit because its a charge card. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 6 of 9
boomhower
Valued Contributor

Re: rewards....

If you shop online definately check out the rewards mall with Chase.  It's basically free money.  You shop on the same sites, you just link through chase first. I've racked up a ton of cash through it.

Message 7 of 9
afbar1114
Valued Contributor

Re: rewards....


@boomhower wrote:

If you shop online definately check out the rewards mall with Chase.  It's basically free money.  You shop on the same sites, you just link through chase first. I've racked up a ton of cash through it.


yea i just got 10% CB back in away or 10 points/$1. I needed shoes. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 8 of 9
afbar1114
Valued Contributor

Re: rewards....

update from my first post only 17 days ago new balance across all cards is about $360 in rewards. includes sign up bonuses. will like to know what this looks like in a year from now

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 9 of 9
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