(sallie mae) Which stores/sites are considered book store for 5% cash back

[Stanic413]

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@Anonymous wrote:
Read a post somewhere on this site(?) that mentioned the Super Walmarts were coded as "Grocery" but the other Walmarts were not. My personal experiences are unknown.

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When I shop at WalMart, it's only Super WalMart.  Never once has it been coded at grocery. 

[longtimelurker]

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@Bman70 wrote:

Thanks Lurker, hey why is your Sallie not in your most active cards but your QS is?

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Groceries go on my Blue Cash, gas mainly on there or Freedom. , Amazon isn't a big spend but I usually use my Forward, so very little goes on the Sallie Mae.  My wife and I each got a Sallie Mae before we knew the Blue Cash was available.  Had we known, probably wouldn't have got it.  But I still think it's a great card, just not so useful to me at present!

ETA: And outside reward categories, I use Fidelity Amex if Amex is accepted, otherwise QS, so those three are the most heavily used

[Christina_xyt]

I still don't understand how blue cash is better than sallie mae

[longtimelurker]

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@Christina_xyt wrote:
I still don't understand how blue cash is better than sallie mae

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It simply depends on your spend.   If your spending is within the Sallie Mae caps, you are getting 5% on everything.   However, if you spend a lot more, you get 5% on the first $250 per month, and 1% on the rest.  Once you spend $6500 (on anything) per year, Blue Cash gives 5% on gas and groceries without a limit.

Briefly, SM is always better for rewards than BCE, there is a fairly narrow band where the BCP will give back more, even after the annual fee, and if you spend enough, the Blue Cash is best.