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sam's club

Valued Member

sam's club

Is this a hard card to get approved for?


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 1 of 9
8 REPLIES
Established Contributor

Re: sam's club

I think it's not because it's one of the first few cards I got after BK ten years ago.  They started me with a small limit but they have raised it through the ceiling since then.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 2 of 9
Valued Member

Re: sam's club

Thank you 


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 3 of 9
Valued Contributor

Re: sam's club

In my opinion, it's better to get a Walmart credit card since you can also use it at Sam's Club and you also get a free TU08 FICO credit score.

Message 4 of 9
Valued Contributor

Re: sam's club

^^^^ this
5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 5 of 9
Frequent Contributor

Re: sam's club


kevinjjc wrote:

In my opinion, it's better to get a Walmart credit card since you can also use it at Sam's Club and you also get a free TU08 FICO credit score.


Yup....I Opened a Sams hoping id get the Discover...nope

Then 2 weeks later, i got the upgrade for Disover Wally World. Go figure


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 6 of 9
Valued Member

Re: sam's club

I have walmart just the store card and was talking with my friend about sam's I am not applying since I had some inquiries I want to drop and wait at leastt a year 


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 7 of 9
Valued Member

Re: sam's club

How long does it take for an upgrade 


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 8 of 9
Highlighted
Regular Contributor

Re: sam's club

I dont know when they upgrade. good question. maybe when inquiries age or its score dependent. Im still waiting for the wally store card cli its been 4 statements and nothing. I really want the original discover personally but, beggers cant choose.

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 9 of 9