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Valued Member
mpswirl
Posts: 49
Registered: ‎10-18-2012
0

sams club cc

I renewed my sams club membership tonight and the lady asked if i wanted the credit card because it shows im preapproved and i said "sure". Is that going to be a hard pull or soft pull? Trying to stay away from the hard pulls for a while if i can.

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Contributor
SpeedingWheels
Posts: 253
Registered: ‎08-06-2012
0

Re: sams club cc

Hard pull if you app'd


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Valued Member
mpswirl
Posts: 49
Registered: ‎10-18-2012
0

Re: sams club cc

i didnt app, i was renewing my club account and she said i was pre approved. But im sure your right it probably was a hard pull, oh well

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: sams club cc

In the future if a store clerk says you are pre approved and do you want the card for a discount always say no thank you :smileyhappy: unless you want to app because saying yes is the same as applying for a new account. Oh well. Sam's card is nice! Congrats on approval :smileyhappy:

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Valued Member
mpswirl
Posts: 49
Registered: ‎10-18-2012
0

Re: sams club cc

can i get the free TU score with a sams cc, i think walmart and sams are the same?

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Regular Contributor
boonelb
Posts: 146
Registered: ‎01-24-2012
0

Re: sams club cc

I had the same thing went I got my card.  It showed as a soft.

Valued Contributor
JM-AM
Posts: 3,303
Registered: ‎06-09-2010
0

Re: sams club cc


boonelb wrote:

I had the same thing went I got my card.  It showed as a soft.


+1

 

Sams Club, Lowes, Home Depot, Neiman Marcus, Victoria Secret, Nordstrom, and Amazon are all cards I was pre approved for when purchasing items and never had a hard pull.

Good Luck
May all your dreams and wishes become a reality!
Contributor
SpeedingWheels
Posts: 253
Registered: ‎08-06-2012
0

Re: sams club cc

If you didn't app it's a soft. 

It's just they're system running your basic info, no biggie. 

 

I had the same thing a few months ago at checkout. 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Regular Contributor
boonelb
Posts: 146
Registered: ‎01-24-2012
0

Re: sams club cc

I had a preapproval when I signed up.  I agreed.  I was approved for 600 on a soft pull.  no hard pull ever showed on my cre3dit report

Frequent Contributor
Meltdownblitz
Posts: 374
Registered: ‎06-01-2011
0

Re: sams club cc

Wow really? When your shopping and they say you've been pre approved.. And you agree to apply, that would be a soft pull? That just doesn't sound right to me... SAMs club has told me a few times. You've been approved for whatever cl, would you like to apply? I always deny because I don't want the HP.
 

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