I renewed my sams club membership tonight and the lady asked if i wanted the credit card because it shows im preapproved and i said "sure". Is that going to be a hard pull or soft pull? Trying to stay away from the hard pulls for a while if i can.
Hard pull if you app'd
i didnt app, i was renewing my club account and she said i was pre approved. But im sure your right it probably was a hard pull, oh well
can i get the free TU score with a sams cc, i think walmart and sams are the same?
I had the same thing went I got my card. It showed as a soft.
Sams Club, Lowes, Home Depot, Neiman Marcus, Victoria Secret, Nordstrom, and Amazon are all cards I was pre approved for when purchasing items and never had a hard pull.
If you didn't app it's a soft.
It's just they're system running your basic info, no biggie.
I had the same thing a few months ago at checkout.
I had a preapproval when I signed up. I agreed. I was approved for 600 on a soft pull. no hard pull ever showed on my cre3dit report