cancel
Showing results for 
Search instead for 
Did you mean: 

sams club cc

Valued Member

sams club cc

I renewed my sams club membership tonight and the lady asked if i wanted the credit card because it shows im preapproved and i said "sure". Is that going to be a hard pull or soft pull? Trying to stay away from the hard pulls for a while if i can.

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Message 1 of 12
11 REPLIES
Contributor

Re: sams club cc

Hard pull if you app'd


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Message 2 of 12
Valued Member

Re: sams club cc

i didnt app, i was renewing my club account and she said i was pre approved. But im sure your right it probably was a hard pull, oh well

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Message 3 of 12
Moderator Emeritus

Re: sams club cc

In the future if a store clerk says you are pre approved and do you want the card for a discount always say no thank you Smiley Happy unless you want to app because saying yes is the same as applying for a new account. Oh well. Sam's card is nice! Congrats on approval Smiley Happy

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 12
Valued Member

Re: sams club cc

can i get the free TU score with a sams cc, i think walmart and sams are the same?

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Message 5 of 12
Regular Contributor

Re: sams club cc

I had the same thing went I got my card.  It showed as a soft.

Message 6 of 12
Valued Contributor

Re: sams club cc


boonelb wrote:

I had the same thing went I got my card.  It showed as a soft.


+1

 

Sams Club, Lowes, Home Depot, Neiman Marcus, Victoria Secret, Nordstrom, and Amazon are all cards I was pre approved for when purchasing items and never had a hard pull.

Good Luck
May all your dreams and wishes become a reality!
Message 7 of 12
Contributor

Re: sams club cc

If you didn't app it's a soft. 

It's just they're system running your basic info, no biggie. 

 

I had the same thing a few months ago at checkout. 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Message 8 of 12
Regular Contributor

Re: sams club cc

I had a preapproval when I signed up.  I agreed.  I was approved for 600 on a soft pull.  no hard pull ever showed on my cre3dit report

Message 9 of 12
Frequent Contributor

Re: sams club cc

Wow really? When your shopping and they say you've been pre approved.. And you agree to apply, that would be a soft pull? That just doesn't sound right to me... SAMs club has told me a few times. You've been approved for whatever cl, would you like to apply? I always deny because I don't want the HP.
 
Message 10 of 12