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sams club

Valued Member

sams club

I went to sams club yesterday to get a new business membership and was told i was pre approved for 1,000 credit line, the only thing the clerk did was put my drivers license # into the computer. Anybody else have this happen.
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3 REPLIES
Moderator Emeritus

Re: sams club

That happened to me 6 or 7 years ago when I applied for an individual membership.  After entering my personal information into the computer, the customer service representative informed me I was preapproved for a Sam's Club Discover card with a credit limit of $14,XXX (I believe the credit limits offered on the preapproved Discover card are much higher than those offered on the regular store-only Sam's Club credit card).

 

Periodically, at the registers, a cashier will inform you that you've been preapproved for either a Sam's Club Discover or Sam's Club regular credit card. 

EQ 814 / TU 815 / EX 842
Message 2 of 4
Valued Contributor

Re: sams club

Yep, this happened to me last May. Preapproved at checkout for a Discover with a $4400 limit. CLI in December '09 to $5400. I don't know what scores are needed or how tight they are. Rates aren't great, but if someone is going to offer credit these days, I'm going to take it.
Message 3 of 4
Super Contributor

Re: sams club

Sams is a great card.  Forget the IR and just PIF.  You can use it at Walmart and you get disocunts on gas and 0% interest on purchase promotions as well.  Mine started at 300 and is now 4400.  Never asked for a CLI.  Only down side is that GEMB tends to be slow to report 0% util.
10/17/2017 FICO: EQ 829 TU 830 EX 826
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