Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: sapphire vs freedom

Options

‎04-10-2012 09:53 PM

so it looks like i will be doing a pc from slate to freedom and getting csp or plain old CS...btw which is better.... insted of bce in a year if i can to have this combo...but if i dont travel as much does it still make sense?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 11 of 44 (678 Views)
 
Reply
Established Contributor
SwiftTone
Posts: 986
Registered: ‎02-27-2012

Re: sapphire vs freedom

Options

‎04-10-2012 09:54 PM

Can you tell me why I can't open a checking account online when I'm out of Chase's footprint. I'm in Boston

 

I even called a Chase branch in  Manhattan and asked if they can mail me the paperwork, and Ill get everything notarized. Still said no. GRRR

BCE: $0/$8500, CSP: $15/$5000, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$5800, Citi Dividend: $0/$2000 Cap1 x2 $0/$2250

EQ FICO - 07/2012: 699, 08/2012: 714, 10/2012: 729, 11/2012: 686, 12/2012: 723, 01/2013: 737, 03/2013: 725, 04/2013: 734, 05/2013: 736
EX FICO(AMEX) - 10/2012: 712
Message 12 of 44 (678 Views)
 
Reply
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: sapphire vs freedom

Options

‎04-10-2012 10:00 PM

SwiftTone wrote:

Can you tell me why I can't open a checking account online when I'm out of Chase's footprint. I'm in Boston

 

I even called a Chase branch in  Manhattan and asked if they can mail me the paperwork, and Ill get everything notarized. Still said no. GRRR

might be banking laws in each state is diffrent and one needs to have a branch in there state in order to open one?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 13 of 44 (674 Views)
 
Reply
Established Member
calogan
Posts: 49
Registered: ‎02-22-2012

Re: sapphire vs freedom

Options

‎04-11-2012 12:43 AM

Open123 wrote:
cloyd wrote:
I agree. I wish i had rolled with the freedom as opposed to the bce, just for the rewards link.

Right, with this combo, no reason to use my BCE anymore, really.

BCE is good for 2% at Amazon still (or BCP for 3%).

Amex Accelerated Cash Rewards. BankAmericard Privileges with Travel Rewards. Amex Blue Cash Preferred. Chase Sapphire Preferred.
Now gardening until 2013. I assume gardening is a metaphor, like "book clubs" where all you do is drink wine.

Message 14 of 44 (632 Views)
 
Reply
Valued Contributor
clocktick
Posts: 1,301
Registered: ‎12-07-2008

Re: sapphire vs freedom

Options

‎04-11-2012 03:40 AM

What is the maximum amount of personal Chase cards one can have?

11/30/08 TU 648 EX 672 EQ 656 2011 TU 736 EX 751 EQ 729 5/2012 TU 759 EX 784 EQ 742
Amex Blue/Clear/BCP/Surpass Hhonors/Business Gold - Barclays LLBean - BOA Hawaiian Airx2/Virgin Atlantic - Cap One Cash Rewards - Chase Freedom/United Mileage Plus Explorer/Sapphire Preferred/Ink- Citi Diamond Preferred/Dividend/ Shell/HHHx2/Reserve- Discover More - GEMB Lowes - Macy's



Starting Score: 648
Current Score: 736
Goal Score: 765

Take the FICO Fitness Challenge

Message 15 of 44 (609 Views)
 
Reply
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: sapphire vs freedom

Options

‎04-11-2012 07:02 AM

Can i have the reg sapphire or do i need preferd

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 16 of 44 (584 Views)
 
Reply
Frequent Contributor
SamsungHDTV
Posts: 321
Registered: ‎10-25-2011

Re: sapphire vs freedom

Options

‎04-11-2012 07:53 AM

afbar1114 wrote:
Can i have the reg sapphire or do i need preferd

It's up to you which card you want. Go to chase.com and compare the two cards. Calculate your spending habits into they card rewards system and see if the AF is worth it for you.

My contributions back to myfico forums:

The CSP-Freedom-Chase Checking Trifecta decoded:
http://ficoforums.myfico.com/t5/Credit-Cards/CSP-Freedom-Checking-Use-wisely/td-p/1355519
How to buy a car (First time car buyers)
http://ficoforums.myfico.com/t5/Auto-Loans/How-to-buy-a-car-for-the-first-time-buyer/td-p/1923289
Message 17 of 44 (572 Views)
 
Reply
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: sapphire vs freedom

Options

‎04-11-2012 07:58 AM

It looks like you get more with prefered in regards to hotels and flights

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 18 of 44 (570 Views)
 
Reply
Frequent Contributor
SamsungHDTV
Posts: 321
Registered: ‎10-25-2011

Re: sapphire vs freedom

[ Edited ]
Options

‎04-11-2012 08:03 AM - edited ‎04-11-2012 08:04 AM

afbar1114 wrote:
It looks like you get more with prefered in regards to hotels and flights

+ the 7% dividends. The sign up bonus 40K points worth $400 in cash or $500 in travel rewards pays for the card for 4-5 years. IMO I'd only get a card with an AF if my credit was bad, or I spend so much the advantages of an AF card pays for itself as compared to a no AF card.

 

EDIT: And the preferred has no foreign transaction fees, which is a huge convenience if you are travel outside the US

My contributions back to myfico forums:

The CSP-Freedom-Chase Checking Trifecta decoded:
http://ficoforums.myfico.com/t5/Credit-Cards/CSP-Freedom-Checking-Use-wisely/td-p/1355519
How to buy a car (First time car buyers)
http://ficoforums.myfico.com/t5/Auto-Loans/How-to-buy-a-car-for-the-first-time-buyer/td-p/1923289
Message 19 of 44 (564 Views)
 
Reply
Valued Contributor
Open123
Posts: 2,638
Registered: ‎02-23-2011

Re: sapphire vs freedom

Options

‎04-11-2012 08:30 AM

afbar1114 wrote:
Can i have the reg sapphire or do i need preferd


To transfer points, you need the CSP.

 

I'm not sure about the combo, but I'd bet the CSP is a pre-requisite.  The 10 points (up to 100 per month) on the Freedom with this combo will more than pay the fee for the CSP.  Not that hard to do, really.  Use it for coffee daily.  Pay your cable/phone bills in $1 increments.  That's an extra 12,000 UR points per year.

 

This will be my next set-up.

Message 20 of 44 (551 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+