I think I was somewhere around 690 when I first applied. They said I qualified for 8.99% APR and then declined my application a few days later. I wrote a recon letter detailing how they made a mistake considering how incredibly awesome I was. It worked as they then approved me for $5k at 6.99% APR. I have never carried a balance on this card, but it is nice to have a low APR card in case I ever need to and don't have any 0% promotions.
EX:694 TU:744 EQ:777
Today they wanted my wife's DOB and SS#. They already were given that information. I've already been HP'd so I'll ride it out of course. Not a company I'd ever want to have serious finanical dealings with.
I was denied. Collections, all past the sol this year and all medical. They pulled EX only. Mine is 671 and DW is 709.