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If someone has a secured card and two store cards will they be able to aquire decent cards down the line or will they need to get a low credit line unsecured card and use that for a year to be able to really grow?
That's all you need. You'll probably want to try upgrading your secured card to a non-secured card at some point (& depending on the company that may or may not be possible), but if you use these three well for a few months and garden with them that will be enough to start letting you graduate to other cards eventually.
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@red259 wrote:If someone has a secured card and two store cards will they be able to aquire decent cards down the line or will they need to get a low credit line unsecured card and use that for a year to be able to really grow?
Yes, they should be able to get an unsecured card within 6 months to a year - decent prime cards with limits as along as they toe the credit line well (responsible payment, usage, etc..).