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For FICO scoring purposes, bank issued secured cards are scored like unsecured cards.Geordi wrote:
Like I said before, if you are interested in knowing how a secured credit card will be scored, approved, and maintained you NEED to call whichever bank you are looking to obtain a secured card from, then get them to transfer you to the SECURED CARD DIVISION.
It is ONLY in the SECURED CARD DIVISION will you get accurate information on how that particular bank handles secure card applications and account maintenance.
GL
Message Edited by Geordi on 08-19-2008 05:09 PM