secured cards

[bamagirl1]

Does anyone have a citi secured or boa secured? how do you like it? how long do you have to have b4 it may can become unsecured? can you have a bk with it?

Message Edited by bamagirl1 on 12-12-2008 01:59 PM

[orky626]

Many have said that the BofA 99/500 card is good to have and once you have it for 9 months with good history, they will increase it to 1000 and refund the $100 deposit.  I applied for a secured BofA card got denied and they gave me the 99/500 offer.  I save the page on my computer and plan to apply for it over the wknd.

[bamagirl1]

do you apply for regular card online to get that offer or the secured card? i see that citi has a mastercard and to try and get my foot in the door with either of them i'd start out with one of the 2

[orky626]

I don't  believe BofA has their 99/500 card listed on their site.  I think they only offer it to people that can't get a secured card.  Try calling one of the back numbers to see if you can apply for the offer over the phone.  Not sure.

[Anonymous]

You have to apply for the regular platinum card, it will (i assume) deny you but counter-offer you a fully secured or partially secured card.