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My FICOs are almost always higher than my FAKOs, usually by 20-30 points.
My EQ FICO is 772; my EQ FAKO is 707.
My TU FICO is 747; my CK TU FAKO is 774.
My EX FICO is 755; my CS EX FAKO is 729.
So, it's all over the place. My EQ and EX FICOs are higher -- EQ dramtically so! -- than my FAKOS. My TU FICO is lower than my FAKO. From what I've experienced, there's little to no correlation between FICO and FAKO scores. I've seen one go up while the other goes down, and vice versa.
My FAKO score is usually pretty close to the MyFICO score.
However, my TU FICO from last month when I was approved for a BoA card was 27 points higher than both of them.
all of my fakos are lower
My FAKO scores are much lower than my FICO scores.
CK says 667 & CS says 783 and well, you can see my actual scores in my signature line.
@tinuviel wrote:My EQ FICO is 772; my EQ FAKO is 707.
My TU FICO is 747; my CK TU FAKO is 774.
My EX FICO is 755; my CS EX FAKO is 729.
So, it's all over the place. My EQ and EX FICOs are higher -- EQ dramtically so! -- than my FAKOS. My TU FICO is lower than my FAKO. From what I've experienced, there's little to no correlation between FICO and FAKO scores. I've seen one go up while the other goes down, and vice versa.
agreed. To OP: you can't make any generalization about FAKO scores. They don't correlate to FICO scores and can be all over the place. Lenders don't use FAKO. You shouldn't either.