shallow and immature. Have a Freedom, should I get a Sapphire Preferred?

[skyisthelimit]

Just get it becouse it looks good, what else do you need a credit card for?!?

[c3troop]

I had no idea you made more points in the UR with the CSP over the Freedom.  That is a great perk.

[FrugalRican]

Checking/Freedom/Sapphire and you can't lose.

Specially if you travel more than once a year.

[c3troop]

so does anyone think that the sign up bonus will go back up again to 50k. I was originally holding out for the target offer but never got 1

[FrugalRican]

Maybe at the end of the year, but highly doubtful.

[bribro]

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@c3troop wrote:

I had no idea you made more points in the UR with the CSP over the Freedom.  That is a great perk.

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Is this actually true? I just spot-checked a few merchants and they all had identical bonus point multipliers.

[Voodard]

I don't know b/t the Freedom and CSP, but I do know that between the CSP UR Mall and the UA MileagePlus ExplorerUR Mall the earning ratios are very different.  Just found that at Kohls on MP Explorer UR Mall you earn 1 extra point/$ and on the CSP UR Mall you earn 10 extra points/$.  I assumed that because these two Chase cards offered such different earnings, that the Freedom and CSP would also be different.