shopping cart trick and credit score...

[mongstradamus]

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@TigerRed wrote:

Mongstradamus, I read something about the info your entering has to match exactly how you are listed in your credit reports. 

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I have tried with different variations of my name, and it still doesn't work , but not really that big of an deal since i probably wouldn't want any of those cards due to it being an new TL 

[TigerRed]

To Themanwhocan, I have 2 ca's from 2011. One I am waiting for it to be deleted. The other is a utility that I am currently working. I have student loans that have reached 150 days past due but have paid as agreed for the past 10 months. Scores are 581exp, 574 tu and eq of 612. Oh yeah I have a judgement on my tu that has almost been satisfied so  will be working to get this removed next month but it is there. I do have an sdfcu visa sec cc with a cl of $1000.

[TigerRed]

Yes, I have tried name variations also. It's gotta be my score. 

[mongstradamus]

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@TigerRed wrote:

Yes, I have tried name variations also. It's gotta be my score. 

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I just tried it again with Jcrew, and still nothing for me :-) I hope its not my score thats holding me back lol 

[JenniferinFL]

Ha! Finally figured it out. I've never gotten one before either and was wondering what I was doing wrong. I just never went far enough through the shopping cart! This time it appeared for me when I selected checkout, then checked out as a guest instead of joining site. Had to select shipping options and then hit next to billing before it showed up at the top of the screen. Off to experiment on other sites, I tried J Crew, but, don't shop there ever.. lol

[tempusfugit123]

Yes alot of people don't know you have to get to the payment screen with some. I was able to get comenity accounts starting with a 620 score.

[TigerRed]

I am so excited I was pre-approved for a vickies card, it only asked for my last 4 of ssn so it should be a soft pull. I am so oooo excited.

[TigerRed]

Going by a list the Gerald56 posted earlier this year.  Victoria's Secret (Comenity) pulls Experian.  My Experian Fico score (through Myfico) is currently 581. Just an fyi for anybody wanting to know........  I will confirm this is the case once I run my report in a few days.  Since I got pre-approved for the Vickie's card ($500) last night I've tried J. Crew, Brylane, MyPoints Rewards, Express and HSN with no luck. Their credit guidelines are probably stricter than Vickie's but I am gonna keep trying anyway.

[diphendrix]

just tried JCrew and it worked for me.

FICO EQ score 633

its just wierd to me how do they know if you are preapproved without any real personal info other than your last name.  seems scammish?

[diphendrix]

tried express. no pop up