@Creditaddict wrote:
@RBFool wrote:Cslost... You shouldn't apply for anything until you get rid of the baddies. Creditaddic is just that. He has over 50 cards and probably has zero baddies. With your profile you should attempt to take care of the baddies THEN apply for a secured/unsecured card. a hard pull now is probably a waste.
not true... while it's great to fix and remove old baddies... op has ZERO current credit so the baddies are waying way heavier on their credit then they should at this age and with a 600 score even with the baddies they can get a card especially if able to join navy!
maybe then use the new navy card to call up and settle the baddies!
You're probably right. I just don't think with the debt to income ratio that they'd be approved. there's a post in the rebuild forum with a lot more detail.
I wish you luck if you do apply but if you don't get approved you have a course of action to follow. Good luck 
