LTL, more or less with a kind of twist. I know that I Can get more than 2 cents per point from UR. But at anything less the flexibility of arrival miles makes that more valuable to me. A lot of the biggest values for UR points, international cabin travel, isnt feasible for me since with kids we never have a chance to leave the country. Now, I can still get more than 2cpp from Hyatt, United, and BA to Hawaii, but the freedom to use arrival miles on ANYTHING travel related adds to their value. For my situation at least.