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short term gardening...

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afbar1114
Valued Contributor

Re: short term gardening...


@Anonymous wrote:

@afbar1114 wrote:

@FrugalRican wrote:

Why are you so concerned about having a lower APR?


sometimes you cant always PIF each month...like if you needd to get something fixed or a big buy once cant always PIF.....i have decied to keep BBY since i have confiremed it will be sold to cap1 at some point and i have 1k limit on it.. and looking at your Discover card there has a big bal you wouldnt want a lower APR on a bal that big?

 

SOME ONE STOP ME I WANT TO GET A CLI ON KOHLS.. i need a suit for a weeding this year 


If you keep apping next will come threads from you saying <CardName> Denied Smiley Sad

 

Also more new accounts you get the less likely freedom or BCP will be approved.


i just wanted to get a CLI on kohls thats all.. i need to get a suit maybe ill wait a few more momths since i dont need it until july and ask for it in june once i get closer

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 11 of 22
Anonymous
Not applicable

Re: short term gardening...


@afbar1114 wrote:

i just wanted to get a CLI on kohls thats all.. i need to get a suit maybe ill wait a few more momths since i dont need it until july and ask for it in june once i get closer



Yes but we know you AppBar Smiley Tongue

 

Cli is fine just no more apps until your ready for a card you really want .

Message 12 of 22
afbar1114
Valued Contributor

Re: short term gardening...


@Anonymous wrote:

@afbar1114 wrote:

i just wanted to get a CLI on kohls thats all.. i need to get a suit maybe ill wait a few more momths since i dont need it until july and ask for it in june once i get closer



Yes but we know you AppBar Smiley Tongue

 

Cli is fine just no more apps until your ready for a card you really want .


yea but a CLI from kohls(cap1) is a HP..which stinks.... 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 13 of 22
Jimmy9224
Contributor

Re: short term gardening...

I'm in! I would love to have the freedom and any Amex revolver! my app date (12/31/12)

My wallet : Amex Zync NPSL , Discover More $3500, BankAmericard Cash Rewards $1000, Walmart Discover $1400, Chase Freedom $1000, Capital one Platinum $1000, Macy's Store card $100, Amazon Store card $1400, Southwest rapid rewards $5000, Marriot Visa $5000. Barclay Apple $1200
Message 14 of 22
LS2982
Mega Contributor

Re: short term gardening...

For those who are in we all should go over to garden thread!




EQ FICO 548 3/3/16
Message 15 of 22
afbar1114
Valued Contributor

Re: short term gardening...

Ls this thread is for me and you since we cant go very long lol...
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 16 of 22
LS2982
Mega Contributor

Re: short term gardening...

@Appbar this is true. I'm gonna be strong like hercules on this one!!



EQ FICO 548 3/3/16
Message 17 of 22
jamesdwi
Valued Contributor

Re: short term gardening...


@afbar1114 wrote:

i am gardening for the short term now until 10/12 ...at that point ill try for BCP and/or freedom and/or CLI on BoA card...i think aT 13 month mark for slate i will do a PC from slate to freedom... i would like mny wallet to have BCP Freedom ZYNC and Kohls and maybe one more card in my wallet.... at all times and SD/close other cards...

APPBAR SR.. you joining me?



7 months is short term?  some here have trouble gardening for more than 7 days... I bet several us in here we combined our total garden time this year wouldn't total 7months. Me!!  LS!!   Smiley LOL

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 18 of 22
mmduluth
Frequent Contributor

Re: short term gardening...


@afbar1114 wrote:

@Anonymous wrote:

@afbar1114 wrote:

i just wanted to get a CLI on kohls thats all.. i need to get a suit maybe ill wait a few more momths since i dont need it until july and ask for it in june once i get closer



Yes but we know you AppBar Smiley Tongue

 

Cli is fine just no more apps until your ready for a card you really want .


yea but a CLI from kohls(cap1) is a HP..which stinks.... 


Yea that sucks. It also makes me realize that I spend too much money at Kohl's... Smiley Embarassed

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 19 of 22
LS2982
Mega Contributor

Re: short term gardening...

@Jamesdwi lmao!



EQ FICO 548 3/3/16
Message 20 of 22
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