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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: should I app for BCE??


alboto wrote:
I had a C1 that I opened in 2004 the CL was 500 and then they gave me a couple of CLIs until it was in $4500 no AF, I closed it in may because I didnt know anything about credit. That was so stupid on my part, if I would've known about this forum before that card would still be open. Well that card counts in my AAoA.

Too bad it wasn't an Amex, if it was then your perfectly fine :smileyhappy:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: should I app for BCE??

Doooo it!!!
I got a $3500 limit on AmexBCE with a 696 TU Fico
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
SevenNEW
Posts: 480
Registered: ‎08-24-2011

Re: should I app for BCE??


youngandcreditwrthy wrote:
Doooo it!!!
I got a $3500 limit on AmexBCE with a 696 TU Fico

Agree with all the others -- green light!

SevenNEW, Zen Gardener - "Think about it, the garden is better than the Orchard!!"
In the Garden!
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Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: should I app for BCE??

Im gonna pull the trigger, wish me luck!!! lol I hope I get it.

Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: should I app for BCE??

Good luck!!!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: should I app for BCE??

better luck


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Regular Contributor
hateAshbury
Posts: 131
Registered: ‎11-14-2011

Re: should I app for BCE??

GIT SUMMM!!!!111

 


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


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Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: should I app for BCE??

Ok, I apped and this is what I got "Thank you for applying. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days. 
Thank you for applying. ahhhhh!!!!

Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: should I app for BCE??

ok guys I decided to app for the BCP instead and I just checked their website and this is what I got.

 



Date ReceivedCardStatus of ApplicationNext Step
10/22/12
BLUE CASH PREFERRED(SM)
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. 
If you requested a balance transfer to this card, click here to view the status of that transfer
Moderator
Revelate
Posts: 8,438
Registered: ‎12-30-2011

Re: should I app for BCE??

Massive grats dude!

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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