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should I app for BCE??

Established Contributor

Re: should I app for BCE??


alboto wrote:
I had a C1 that I opened in 2004 the CL was 500 and then they gave me a couple of CLIs until it was in $4500 no AF, I closed it in may because I didnt know anything about credit. That was so stupid on my part, if I would've known about this forum before that card would still be open. Well that card counts in my AAoA.

Too bad it wasn't an Amex, if it was then your perfectly fine Smiley Happy


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 11 of 31
Senior Contributor

Re: should I app for BCE??

Doooo it!!!
I got a $3500 limit on AmexBCE with a 696 TU Fico
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 12 of 31
Established Contributor

Re: should I app for BCE??


youngandcreditwrthy wrote:
Doooo it!!!
I got a $3500 limit on AmexBCE with a 696 TU Fico

Agree with all the others -- green light!

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 13 of 31
Regular Contributor

Re: should I app for BCE??

Im gonna pull the trigger, wish me luck!!! lol I hope I get it.

Message 14 of 31
Frequent Contributor

Re: should I app for BCE??

Good luck!!!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 15 of 31
Valued Contributor

Re: should I app for BCE??

better luck


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 16 of 31
Regular Contributor

Re: should I app for BCE??

GIT SUMMM!!!!111

 


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


Take the FICO Fitness Challenge
Message 17 of 31
Regular Contributor

Re: should I app for BCE??

Ok, I apped and this is what I got "Thank you for applying. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days. 
Thank you for applying. ahhhhh!!!!

Message 18 of 31
Regular Contributor

Re: should I app for BCE??

ok guys I decided to app for the BCP instead and I just checked their website and this is what I got.

 



Date ReceivedCardStatus of ApplicationNext Step
10/22/12
BLUE CASH PREFERRED(SM)
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. 
If you requested a balance transfer to this card, click here to view the status of that transfer
Message 19 of 31
Moderator

Re: should I app for BCE??

Massive grats dude!

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 20 of 31