@Creditaddict wrote:
@jason0618 wrote:I've had the NFCU card for 26 months.
My car is financed with Ally at 10.9%
I would apply for a Navy Federal Go Rewards Unsecured!
Did you apply for auto financing with Navy?
I'm with Creditaddict's thinking on this one... 10,9% isn't so bad really with the current FICO scores but when these bump up a little bit more, I'd app for the Navy Auto Loan refinance. I think you'd get a much better rate. Also... they are offering $250 to refinance with them which is a great little bonus. Having the Navy CC for 26 months, I would think that if your history has been good with NFCU, you'd likely be approved for a unsecured card soon also. As a poster said, give it about 6 months, let the inqs age a little,then go for the Navy products. 
Starting Score: 642
@jason0618 wrote:I've had the NFCU card for 26 months.
My car is financed with Ally at 10.9%
I'm surprised they haven't graduated your card to unsecured after 2 years. Maybe while you're at it you can ask them to do that too
NFCU cash $25k | BofA Custom Cash $25k | Amex BCP $18k| Costco Anywhere $14.5k | Apple Card $5.25k | Cap One QS $4.5k | Sephora Visa $4k | Discover It $3.5k | Citi DC $3.5k | Citi AA Mile Up $3.1k | Chase Amazon $3k | Amex ED $3k | Chase IHG $3k | Chase Freedom Unlimited $2.5k | Chase Freedom $2.5k | Citi Rewards $2k | Last HP 8/16/22
