11-08-2012 10:02 AM
I got this PNC secured card in June. Its been a decent card, but Ive been thinking about closing it lately and saving the AF. I use my chase freedom for everything and dont have a use for the secured card. Will it look bad for closing the card after only 4-5 months. I didnt expect my credit to improve so fast and to be able to get other CCs so I had a purpose for the card, but now I am just trying to grow the cards I have.
I know it wont hurt my AAOA, and It isnt helping my util. so would this hurt me?
CO CC- opened 1/12
11-08-2012 10:08 AM
11-08-2012 10:09 AM
might as well hang onto it until the next AF comes around and then close it.
11-08-2012 10:11 AM
You're in that boat where it won't hurt you to close it. Save the AF and take care of your good cards now.
11-08-2012 10:20 AM
its a monthly billed AF, otherwise id keep it. so its $3 per month. I will close it. Thanks guys, just didnt know if itd look bad to only have it for a few months
11-08-2012 10:26 AM
monthly? well then close that thing yesterday lol
11-08-2012 10:37 AM
Close that sucker! No need to pay a monthly fee. If it were annually like most cards then I'd say keep it till it hit 1 year. If you got decent cards now or a better card then close that piece of plastic!
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