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should I continue to Garden or Apply for the Discover IT card

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myjourney
Super Contributor

Re: should I continue to Garden or Apply for the Discover IT card


@newdaddy113 wrote:
Applied and got the 5-7 days status. Smiley Sad sad face. Guess it's a denial. I should have waited.

Call that's not a denial 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 17
myjourney
Super Contributor

Re: should I continue to Garden or Apply for the Discover IT card

Discover: 888-676-3695 (Recon)

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 17
newdaddy113
Regular Contributor

Re: should I continue to Garden or Apply for the Discover IT card

Update I got approved for 4k yay!!! Thanks myjourney.
Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
Message 13 of 17
myjourney
Super Contributor

Re: should I continue to Garden or Apply for the Discover IT card


@newdaddy113 wrote:
Update I got approved for 4k yay!!! Thanks myjourney.

Congrats ....Bravo....WTG 

I had no doubt you would be approved and nice starting limit to

Welcome to the Discover family 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 17
newdaddy113
Regular Contributor

Re: should I continue to Garden or Apply for the Discover IT card

I'm so happy this forum is awesome
Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
Message 15 of 17
myjourney
Super Contributor

Re: should I continue to Garden or Apply for the Discover IT card


@newdaddy113 wrote:
I'm so happy this forum is awesome

Don't forget to share your story in the approval forum to help others

Amex Delta next in Jan.

 

Good to go for Amex

Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 16 of 17
newdaddy113
Regular Contributor

Re: should I continue to Garden or Apply for the Discover IT card

I sure will.
Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
Message 17 of 17
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