06-10-2013 08:38 AM
I have a Macy's store card that I haven't used in over 2 years. I see no reason to close it (even though the effect will by very minor), so plan to leave it in the sock drawer indefinitely.
06-10-2013 08:45 AM
I say close it. Why keep it open if you don't need it? You can use other cards to shop at Macy's and trust me, I get ALL of the same coupons that my sister gets who actually has a Macy's charge.
06-10-2013 08:03 PM
Wow..can't believe I just read someone whining about a 5,000 credit line with AMEX
Give me the card if it's that much of a hassle
just like your own credit score, this is a game of fractions and proportions, not dollar amounts
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.