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Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
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Re: should I keep my Macy's card? "for the instore savings"

I have a Macy's store card that I haven't used in over 2 years. I see no reason to close it (even though the effect will by very minor), so plan to leave it in the sock drawer indefinitely.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

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Regular Contributor
Posts: 193
Registered: ‎11-10-2012
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Re: should I keep my Macy's card? "for the instore savings"

I say close it.  Why keep it open if you don't need it?  You can use other cards to shop at Macy's and trust me, I get ALL of the same coupons that my sister gets who actually  has a Macy's charge. 

Amex Green Amex Gold Delta Rewards Discover IT CU Rewards Visa Closed on my new home 5/2013!

Regular Contributor
Posts: 327
Registered: ‎05-28-2013
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Re: should I keep my Macy's card? "for the instore savings"

Wow..can't believe I just read someone whining about a 5,000 credit line with AMEX

 

Give me the card if it's that much of a hassle :smileymad:

Frequent Contributor
Posts: 363
Registered: ‎02-27-2013
0

Re: should I keep my Macy's card? "for the instore savings"


goosedog wrote:

Wow..can't believe I just read someone whining about a 5,000 credit line with AMEX

 

Give me the card if it's that much of a hassle :smileymad:


just like your own credit score, this is a game of fractions and proportions, not dollar amounts

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