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Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
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Re: should I open a chase account?


afbar1114 wrote:

CU credit cards are good for starting but for chase checking and freedom combo its one of the best..


I was refering to Checking.  CU Checking.

 

 

Does not Chase have a $1,500 daily avg requirement to avoid fees?  CU have less fees...actually my CU has no fees and no daily avg requirements.  As far as Checking goes, i think CUs are the best. 

Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
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Re: should I open a chase account?

speaking of checking i should maybe go get some cash out incase my power goes out from sandy.....they are saying we may lose power for 7-10 days


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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distantarray
Posts: 2,112
Registered: ‎09-25-2011
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Re: should I open a chase account?

CU are good but rarely offer competitive reward programs


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
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Re: should I open a chase account?


distantarray wrote:

CU are good but rarely offer competitive reward programs


Thats why i prefer to do checking (and loans) with CU, but for awesome rewards CCs go with big banks like Chase or Citi, or etc.

 

 

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laz98
Posts: 4,336
Registered: ‎09-06-2008
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Re: should I open a chase account?

What is it that you would like your checking account to do for you, that you don't think Chase does?  I'm just curious what kind of perks other types of checking accounts get.  I've had my checking account at Chase for something like 8 years.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
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distantarray
Posts: 2,112
Registered: ‎09-25-2011
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Re: should I open a chase account?

yep but when CC bonus rewards are tied into a checking + card it's hard to refuse. $1,500 minimum balance is little price to pay considering there are people who do 100+ transactions a month. So that = $120 a year which can help pay your annual fee for your sapphire =D


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
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Re: should I open a chase account?


laz98 wrote:

What is it that you would like your checking account to do for you, that you don't think Chase does?  I'm just curious what kind of perks other types of checking accounts get.  I've had my checking account at Chase for something like 8 years.


Free.  No Fees.  Free.  No Fees.  Free.  No Fees.

 

Oh did I mention, Free and no Fees.

 

Lol :smileyhappy:

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laz98
Posts: 4,336
Registered: ‎09-06-2008
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Re: should I open a chase account?

I don't pay any fees for my account unless I overdraft, which is like once a year.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
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Re: should I open a chase account?


distantarray wrote:

yep but when CC bonus rewards are tied into a checking + card it's hard to refuse. $1,500 minimum balance is little price to pay considering there are people who do 100+ transactions a month. So that = $120 a year which can help pay your annual fee for your sapphire =D


I'm guessing your budget is bigger than mine, but I might need that $1,500 lol.

Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
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Re: should I open a chase account?

lol I have 6 bank accounts and well comfortable putting over $1,500 in each accounts and letting them rot lol I have a problem though I'm firing Bank of America and local credit union probably on Monday.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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