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should I open a chase account?

Established Contributor

Re: should I open a chase account?


afbar1114 wrote:

CU credit cards are good for starting but for chase checking and freedom combo its one of the best..


I was refering to Checking.  CU Checking.

 

 

Does not Chase have a $1,500 daily avg requirement to avoid fees?  CU have less fees...actually my CU has no fees and no daily avg requirements.  As far as Checking goes, i think CUs are the best. 

Message 11 of 27
Valued Contributor

Re: should I open a chase account?

speaking of checking i should maybe go get some cash out incase my power goes out from sandy.....they are saying we may lose power for 7-10 days


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 12 of 27
Established Contributor

Re: should I open a chase account?

CU are good but rarely offer competitive reward programs


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 13 of 27
Established Contributor

Re: should I open a chase account?


distantarray wrote:

CU are good but rarely offer competitive reward programs


Thats why i prefer to do checking (and loans) with CU, but for awesome rewards CCs go with big banks like Chase or Citi, or etc.

 

 

Message 14 of 27
Senior Contributor

Re: should I open a chase account?

What is it that you would like your checking account to do for you, that you don't think Chase does?  I'm just curious what kind of perks other types of checking accounts get.  I've had my checking account at Chase for something like 8 years.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 15 of 27
Established Contributor

Re: should I open a chase account?

yep but when CC bonus rewards are tied into a checking + card it's hard to refuse. $1,500 minimum balance is little price to pay considering there are people who do 100+ transactions a month. So that = $120 a year which can help pay your annual fee for your sapphire =D


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 16 of 27
Established Contributor

Re: should I open a chase account?


laz98 wrote:

What is it that you would like your checking account to do for you, that you don't think Chase does?  I'm just curious what kind of perks other types of checking accounts get.  I've had my checking account at Chase for something like 8 years.


Free.  No Fees.  Free.  No Fees.  Free.  No Fees.

 

Oh did I mention, Free and no Fees.

 

Lol Smiley Happy

Message 17 of 27
Senior Contributor

Re: should I open a chase account?

I don't pay any fees for my account unless I overdraft, which is like once a year.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 18 of 27
Established Contributor

Re: should I open a chase account?


distantarray wrote:

yep but when CC bonus rewards are tied into a checking + card it's hard to refuse. $1,500 minimum balance is little price to pay considering there are people who do 100+ transactions a month. So that = $120 a year which can help pay your annual fee for your sapphire =D


I'm guessing your budget is bigger than mine, but I might need that $1,500 lol.

Message 19 of 27
Established Contributor

Re: should I open a chase account?

lol I have 6 bank accounts and well comfortable putting over $1,500 in each accounts and letting them rot lol I have a problem though I'm firing Bank of America and local credit union probably on Monday.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 20 of 27