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@rezultsbydebi wrote:Thanks for taking a little time out for me...I have some card cards and they are circuit city balance $400/1000.... best buy balance $700/800....orchard balance $0/500....carnival balance $0/500 I have 3 amex, sears and a frys but I use those alot.....should I close some of these cards to increase my score or pay off and freeze on ice....which way will help my score faster???...help me