should i go for a cli on csp

[darkfrosty]

Alright my myfico eq score has gone up from 725 to 772 and my myfico tu from 731 to 756 over the past month. My ex was at 710 on the 3/20 from the amex denial letter.

I have 3 hard pulls on ex and 1 on eq (discover). This year I have gotten (citi mc, amex plat, discover it and chase freedom). My current utilzation is 20%. I have one late from 3 years ago on a cos-signed loan that I just disputed and I should hear in 5-7 days.

My csp is 2 years old and never requested a cli. When i applied for csp they gave me 28,700. When i just got freedom they only gave me 500 and I shifted my credit to 19k on csp and 10.2k on freedom. Do you think it is worth requesting a cli on csp? or should i wait? I plan on asking for a cli on discover it and citi in 6 months or so.

The 20% should be gone in 3-4 months.

[bs6054]

Well, wait for the 3-4 months for the util to drop, but $500?  That suggests that you were at your limit with Chase.  And this was recent, right?

[09Lexie]

Since its going to be a Hp, I would suggest having your cr in the optimal condition.

[blondy250]

I'd wait until a couple of those inqs fall off to be sure, although you'd probably be ok.

[darkfrosty]

yeah .. 500 .. sad huh but two years ago i get 28,700? weird

the 4 inquries wont fall off until 2015

[blondy250]

They usually fall off in a year, with equifax being sooner in my experience. 

[darkfrosty]

im mostly happen with my current stable of cards.. however i just wanted higher clis since i have never asked for any.

the only other card i want is an amex credit card. Also wanted to get a chase ink for sign up bonus but i guess i wont.

only 4 inquries .. i see people on here with like 14 and still getting approved even with lower scores